Berrien County property record for 20 Derfla Dr, Saint Joseph, MI 49085
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,500 (Jun 2018) |
| Tax Bill | $748 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 17-7200-0020-00-3 |
| Primary APN | 17-7200-0020-00-3 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,100 sqft (0.163 acres) |
|---|---|
| Lot Dimensions | 118 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | DERFLA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 20 SHADY SHORES |
| Legal Subdivision | SHADY SHORES |
| Legal Lot Number | 20 |
| Legal Unit | 20 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2222 W GRAND RIVER AVE, A, OKEMOS, MI 48864-1604 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Jun 27, 2018 | Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Book / Page | 3209 / 2944 |
| Prior Transfer Date | Aug 7, 2014 |
| Prior Transfer Doc | 03079/1951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | DERFLA DR, SAINT JOSEPH, MI 49085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03208/2880 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 3208/2880 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2019 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 27, 2018 |
| Property Address | DERFLA DR, SAINT JOSEPH, MI 49085 |
| Document Number | 03209/2944 |
| Book / Page | 3209 / 2944 |
| Map Reference | LB14 PG18 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,414.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1881 DERFLA DR, SAINT JOSEPH, MI 49085-9637 |
| Name | Verified Name |
|---|---|
| Address | 2222 W GRAND RIVER AVE # A, A, OKEMOS, MI 48864-1604 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,300 (+77.84%) | $62,600 (+77.84%) | |
| 2025 | $748.00 (-18.96%) | $17,600 (-35.77%) | $35,200 (-35.77%) |
| 2024 | $923.00 (+10.27%) | ||
| 2023 | $27,400 | $54,800 | |
| 2022 | $837.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Fiber.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures