20 Demonte Trl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 20 Demonte Trl, Saint Charles, MO 63301

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 3,259 sqft · built 1995
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A965000008`

Property Details

APN / Parcel Number

Primary APN	`A965000008`
Alternative APN	`5-0080-7246-00-003D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,259 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	1,757 sqft
Basement Area	1,743 sqft
Finished Basement	1,502 sqft
Unfinished Basement	241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Spanish
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A965000008
Street Address	20 DEMONTE TRL
City	SAINT CHARLES
State	MO
Zip	63301-0189
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DEVILLA TRLS RESUB 3 UNIT 3D
Legal Subdivision	DEVILLA TRAILS RESUB LOT 3
Legal Lot Number	3D
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310202

Owner

20 Demonte Trl, a condominium, is owned and occupied by an individual who acquired it in February 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Affidavit of Death of Joint Tenant, Transfer
Mar 3, 2021	Beneficiary Deed, Transfer
Mar 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2012
Deed Sale	Feb 6, 2012
Prior Sale	Feb 6, 2012
Deed Document Number	201284500
Deed Book / Page	5720 / 131
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000018683
Record Updated	Sep 20, 2026

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Jan 11, 2024
Property Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Document Number	0000001493
Map Reference	MB 32 PG 203
Instrument Date	Jan 9, 2024
Instrument	2024R-001493
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 3, 2021
Property Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Document Number	2021R018684
Map Reference	MB 32 PG 203
Instrument Date	Feb 27, 2021
Instrument	2021R-018684
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Mail Care Of	GEORGE W MORRIS

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 3, 2021
Property Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Document Number	2021R018683
Map Reference	MB 32 PG 203
Instrument Date	Feb 22, 2021
Instrument	2021R-018683
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEMONTE TRL, SAINT CHARLES, MO 63301-0189
Mail Care Of	GEORGE W MORRIS

Tax Assessment & Valuation

The 2025 property tax bill for 20 Demonte Trl was $4,359, down 3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,786 (-)	$351,505 (-) Building $351,505
2025	$4,359.00 (-3.03%)	$66,786	$351,505 Building $351,505
2024	$4,495.00
2023		$67,006
2022			$352,661 Building $352,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Demonte Trl in Zone X, an area of minimal flood risk, though there have been 151 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Demonte Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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