Middlesex County and Dracut Town property record for 20 Delbert St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,928 sqft · built 1900 |
| Lot Size | 0.282 acres (12,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2016) |
| Tax Bill | $5,513 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:50 L:146 |
| Primary APN | DRAC M:50 L:146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 4,322 sqft |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 930 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,276 sqft (0.282 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 100414 |
|---|---|
| Street Address | 20 DELBERT ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 146 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 314200 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 DELBERT ST, DRACUT, MA 01826-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jul 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on File |
| Deed Sale | Aug 19, 2016 · Amount on File |
| Prior Sale | Aug 28, 2008 · Amount on File |
| Deed Book / Page | 30349 / 44 |
| Transfer Doc | 0030349-44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DELBERT ST, DRACUT, MA 01826-3826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037055-26 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 37055/26 |
| Instrument | 20315 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DELBERT ST, DRACUT, MA 01826-3826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038125-179 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 38125/179 |
| Instrument | 30500 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DELBERT ST, DRACUT, MA 01826-3826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039386-140 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 39386/140 |
| Instrument | 21879 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2052 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,513.00 (+5.51%) | $570,100 (+10.42%) Land $213,000 Building $357,100 | $549,005 (-) |
| 2025 | $5,225.00 (+0.48%) | $516,300 (+3.76%) Land $195,400 Building $320,900 | $549,005 (+4.65%) |
| 2024 | $5,200.00 (+4.52%) | $497,600 (+15.83%) Land $186,100 Building $311,500 | $524,590 |
| 2023 | $4,975.00 | $429,600 Land $161,800 Building $267,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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