20 Deerfield Meadow Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 20 Deerfield Meadow Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2019
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2020)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456100218586000`

Property Details

APN / Parcel Number

Primary APN	`456100218586000`
Alternative APN	`51534`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	43,124 sqft (0.989 acres)
Lot Dimensions	192 ft deep x 252 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	976 sqft
Deck Area	144 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51534
Street Address	20 DEERFIELD MEADOW TRL
City	MURPHY
State	NC
Zip	28906-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 DEER FIELD 1636/316
Legal Lot Number	49
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

20 Deerfield Meadow Trl is owned and occupied by an individual who bought it in November 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	20 DEERFIELD MEADOW TRL, MURPHY, NC 28906-2837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	7233
Deed Book / Page	1665 / 1001
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 24, 2020
Property Address	20 DEERFIELD MEADOW TRL, MURPHY, NC 28906-2837
Document Number	01665/1001
Book / Page	1665 / 1001
Instrument Date	Oct 21, 2020
Instrument	7233
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 ANDREWS RD, 680, MURPHY, NC 28906-2894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 DEERFIELD MEADOW TRL, MURPHY, NC 28906-2855

Mortgage

Document Number	0016651004
Date	Nov 24, 2020
Instrument	1665/1004

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 28, 2020
Property Address	20 DEERFIELD MEADOW TRL, MURPHY, NC 28906-2837
Document Number	001637/576
Book / Page	1637 / 576
Instrument Date	Jan 23, 2020
Instrument	992
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 926, MURPHY, NC 28906-0926

Mortgage

Document Number	0001637579
Date	Feb 28, 2020
Instrument	1637/579

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 25, 2019
Property Address	20 DEERFIELD MEADOW TRL, MURPHY, NC 28906-2837
Document Number	01630/0068
Book / Page	01630 / 0068
Instrument Date	Nov 20, 2019
Instrument	05856
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DEERFIELD DR, MURPHY, NC 28906-2079

Mortgage

Document Number	0016300071
Date	Nov 25, 2019
Instrument	01630/0071

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Deerfield Meadow Trl was $1,364.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00	$194,730	$194,730 Land $25,000 Building $169,730
2023		$181,010	$181,010 Land $25,000 Building $156,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Deerfield Meadow Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Deerfield Meadow Trl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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