20 Decorie Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 20 Decorie Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 1956
Lot Size	0.507 acres (22,099 sqft)
Owner	Individual Name on File
Last Sale	$448,000 (Sep 2024)
Tax Bill	$7,935 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`MAP 92`

Property Details

APN / Parcel Number

Primary APN	`MAP 92`
Alternative APN	`WILB M:3350 B:20 L:1447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,697 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	998 sqft
Basement Area	998 sqft
Unfinished Basement	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,099 sqft (0.507 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 92
Street Address	20 DECORIE DR
City	WILBRAHAM
State	MA
Zip	01095-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	20
Legal Lot Number	1447
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2001
Census Tract	813601

Owner

20 Decorie Dr is owned by an individual who bought it in September 2024.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	385 WILBRAHAM RD, HAMPDEN, MA 01036-9716
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU
Sep 9, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK
Nov 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Book / Page	25564 / 311
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023900-408
Date	May 25, 2021
Book Page	23900/408
Instrument	35597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024866-416
Date	Jan 5, 2023
Book Page	24866/416

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Sep 9, 2024
Property Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534
Document Number	025564-311
Book / Page	25564 / 311
Instrument Date	Sep 9, 2024
Instrument	41458
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WILBRAHAM RD, HAMPDEN, MA 01036-9716

Mortgage

Document Number	0000041459
Date	Sep 9, 2024
Instrument	41459

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Nov 29, 2022
Property Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534
Document Number	024821-337
Book / Page	24821 / 337
Instrument Date	Nov 22, 2022
Instrument	69805
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	20 DECORIE DR, WILBRAHAM, MA 01095-1534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23244-177
Date	Jun 4, 2020
Book Page	23244/177
Instrument	28720

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,935.00 (+3.09%)	$454,700 (+5.62%) Land $97,200 Building $357,500	$446,437 (+7.46%)
2025	$7,697.00 (+10.68%)	$430,500 (+14.53%) Land $97,200 Building $333,300	$415,435 (+0.23%)
2024	$6,954.00 (+6.14%)	$375,900 (+7.28%) Land $97,200 Building $278,700	$414,485
2023	$6,552.00	$350,400 Land $97,200 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Decorie Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Decorie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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