Middlesex County and Framingham City property record for 20 Debra Ln, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,028 sqft · built 1960 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Apr 2016) |
| Tax Bill | $7,183 (2026) |
| Deeds & Mortgages | May 2021 Refinance Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-38-4040 |
| Primary APN | 71-38-4040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6816 |
|---|---|
| Street Address | 20 DEBRA LN |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 38 |
| Legal Lot Number | 4040 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 383700 |
20 Debra Ln is owned and occupied by an individual who bought it in April 2016.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 DEBRA LN, FRAMINGHAM, MA 01701-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Oct 30, 2017 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2016 · Amount on File |
| Deed Sale | Apr 5, 2016 · Amount on File |
| Prior Sale | Aug 28, 1989 · Amount on File |
| Deed Book / Page | 67046 / 63 |
| Transfer Doc | 0067046-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 20 DEBRA LN, FRAMINGHAM, MA 01701-4520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00077841-1 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 77841/1 |
| Instrument | 116853 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 20 DEBRA LN, FRAMINGHAM, MA 01701-4520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70155-362 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 70155/362 |
| Instrument | 176112 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 20 DEBRA LN, FRAMINGHAM, MA 01701-4520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 77841-1 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 77841/1 |
| Instrument | 116853 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
The 2026 property tax bill for 20 Debra Ln was $7,183, up 3.6% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,183.00 (+3.62%) | $607,200 (+4.58%) Land $273,800 Building $300,400 | $607,773 (+4.81%) |
| 2025 | $6,932.00 (+4.81%) | $580,600 (+9.38%) Land $260,800 Building $319,800 | $579,880 (+0.93%) |
| 2024 | $6,614.00 (+6.01%) | $530,800 (+11.37%) Land $232,900 Building $297,900 | $574,560 |
| 2023 | $6,239.00 | $476,600 Land $207,800 Building $268,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Debra Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Debra Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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