20 Dearing Cv, Covington, GA 30014 Property Records

Newton County property record for 20 Dearing Cv, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,599 sqft · built 2001
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$334,900 (Mar 2023)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0083A-00000-084-000`

Property Details

APN / Parcel Number

Primary APN	`0083A-00000-084-000`
Alternative APNs	`0083A 084` `29135`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,599 sqft Heated Area
1st Floor Area	1,599 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29135
Old Parcel Number	0083A 084
Street Address	20 DEARING CV
City	COVINGTON
State	GA
Zip	30014-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 83 THE WOODS OF DEARI
Legal Subdivision	WOODS OF DEARING
Legal Lot Number	83
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3000
Census Tract	100301

Owner

20 Dearing Cv is owned and occupied by an individual who bought it in March 2023.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 DEARING CV, COVINGTON, GA 30014-7043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CHASE CAPITAL HOLDINGS
Jun 30, 2020	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	0000044945
Deed Book / Page	4494 / 5
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 31, 2023
Property Address	20 DEARING CV, COVINGTON, GA 30014-7043
Document Number	0044940005
Book / Page	4494 / 5
Instrument Date	Mar 31, 2023
Instrument	2023-001159
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEARING CV, COVINGTON, GA 30014-7043

Mortgage

Document Number	0000003604
Date	Mar 31, 2023
Instrument	003604

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 9, 2022
Property Address	20 DEARING CV, COVINGTON, GA 30014-7043
Document Number	0044350225
Book / Page	4435 / 225
Instrument Date	Sep 9, 2022
Instrument	2022-004774
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEARING CV, COVINGTON, GA 30014-7043
Investor	Possibly a Property Investor

Mortgage

Document Number	0044350000000228
Date	Sep 13, 2022
Book Page	0000004435/0000000228
Instrument	015550

Lender

Name	CHASE CAPITAL HOLDINGS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 30, 2020
Property Address	20 DEARING CV, COVINGTON, GA 30014-7043
Document Number	0040270342
Book / Page	004027 / 000342
Instrument Date	Jun 18, 2020
Instrument	8670
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 DEARING CV COVINGTON GA 300147043, COVINGTON, GA 30014-7043

Mortgage

Document Number	40270349
Date	Jun 30, 2020
Book Page	004027/000349
Instrument	8671

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Dearing Cv was $2,791 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 Homeowner's exemption	$113,880 Land $19,200 Building $94,680	$284,700 Land $48,000 Building $236,700
2023		$106,760 Land $14,400 Building $92,360	$266,900 Land $36,000 Building $230,900
2022	$2,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Dearing Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Dearing Cv is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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