20 Day Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 20 Day Rd, Lafayette, NJ 07848

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,352 sqft · built 2000
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Apr 1999)
Tax Bill	$10,529 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00026-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`13-00026-0000-00001-01`
Alternative APNs	`13000260000000010001` `1300026000000001`

Interior

Stories	2 Stories
Building Area	2,352 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	43,560 sqft

Location & Zoning

Old Parcel Number	1300026000000001
Street Address	20 DAY RD
City	LAFAYETTE
State	NJ
Zip	07848-3146
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	R-2
Legal Block	26
Legal Lot Number	1.1
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1006
Census Tract	372400

Owner

20 Day Rd, an agricultural property, is owned by two individuals who acquired it in June 2005.

Source: Sussex County and Lafayette Township records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 DAY RD, LAFAYETTE, NJ 07848-3146
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1999 · Amount on File
Deed Sale	Apr 16, 1999 · Amount on File
Deed Document Number	19998658
Deed Book / Page	2364 / 108
Last Transfer Date	Jun 30, 2005
Transfer Doc	0029490143
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Aug 5, 2026
Property Address	20 DAY RD, LAFAYETTE, NJ 07848-3146
Document Number	0000014928
Book / Page	10473 / 272
Instrument Date	Jul 30, 2026
Instrument	202614928
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAY RD, LAFAYETTE, NJ 07848-3146

Mortgage

Document Number	0000014928,
Date	Aug 5, 2026
Book Page	10473/272
Instrument	202614928

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	20 DAY RD, LAFAYETTE, NJ 07848-3146
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100120561
Date	Aug 19, 2021
Book Page	10012/561
Instrument	20210819010255950

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Day Rd was $10,529, up 2.5% from the year before.

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,500 (-) Land $93,000 Building $259,500	$352,500 (-) Land $93,000 Building $259,500
2025	$10,529.00 (+2.47%)	$352,500 Land $93,000 Building $259,500	$352,500 Land $93,000 Building $259,500
2024	$10,275.00
2023		$352,500 Land $93,000 Building $259,500	$352,500 Land $93,000 Building $259,500
2022	$9,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Day Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Day Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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