20 David St, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 20 David St, Ocean, NJ 07712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,658 sqft · built 1979
Lot Size	0.416 acres (18,125 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,014 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-00034-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`37-00034-0000-00052`
Alternative APN	`370003400052`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Basement Area	1,620 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	18,125 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20 DAVID ST
City	OCEAN
State	NJ
Zip	07712-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DEAL OAK ESTATES
Legal Block	34
Legal Lot Number	52
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1016
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records · APN 37-00034-0000-00052

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 DAVID ST, OCEAN, NJ 07712-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 DAVID ST, OCEAN, NJ 07712-2802
Transaction Type	Mortgage
Record Updated	Dec 08, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097655216
Date	Nov 13, 2025
Book Page	9765/5216
Instrument	2025090797

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,400 (+12.79%) Land $423,700 Building $327,700	$751,400 (+12.79%) Land $423,700 Building $327,700
2025	$9,014.00 (+5.55%)	$666,200 (+12.61%) Land $393,700 Building $272,500	$666,200 (+12.61%) Land $393,700 Building $272,500
2024	$8,540.00 (-14.9%)
2023		$591,600 Land $336,700 Building $254,900	$591,600 Land $336,700 Building $254,900
2022	$10,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force 8 of 10 on primary residences
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.