Derby City property record for 20 David Humphrey Rd, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 1950 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,742 (2026) |
| Deeds & Mortgages | Feb 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:5 B:8 L:18 |
| Primary APN | DERB M:5 B:8 L:18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Basement Area | 1,713 sqft |
| Unfinished Basement | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 80,586 sqft (1.85 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 3282 |
|---|---|
| Street Address | 20 DAVID HUMPHREY RD |
| City | DERBY |
| State | CT |
| Zip | 06418-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 8 |
| Legal Lot Number | 18 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 120100 |
20 David Humphrey Rd is owned and occupied by two individuals.
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DAVID HUMPHREY RD, DERBY, CT 06418-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 20 DAVID HUMPHREY RD, DERBY, CT 06418-2248 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000943-84 |
|---|---|
| Date | Feb 24, 2025 |
| Book Page | 943/84 |
| Instrument | 254 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
The 2026 property tax bill for 20 David Humphrey Rd was $10,742, up 26.9% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,742.00 (+26.87%) | $279,440 (+42.57%) Land $51,310 Building $228,130 | $386,050 (+181.38%) |
| 2025 | $8,467.00 | $196,000 Land $56,330 Building $139,670 | $137,200 Land $39,431 Building $97,769 |
| 2024 | $8,467.00 (+11.91%) | ||
| 2023 | $7,566.00 | $196,000 (-) Land $56,490 Building $139,510 | |
| 2022 | $7,566.00 | $196,000 Land $56,490 Building $139,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 David Humphrey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 David Humphrey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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