20 Darby St, Warwick, RI 02888 Property Records

Warwick City property record for 20 Darby St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,952 sqft · built 1951
Lot Size0.238 acres (10,350 sqft)
Owner2 Individual Names on File
Tax Bill$5,813 (2025)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN30104850000

Property Details

APN / Parcel Number

Primary APN30104850000
Alternative APNs
  • WARW M:301 B:0485 L:0000
  • 103474000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
Gross Area3,116 sqft
1st Floor Area1,376 sqft
Basement Area384 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,350 sqft (0.238 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number103474000
Street Address20 DARBY ST
CityWARWICK
StateRI
Zip02888-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block485
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3044
Census Tract21002

Owner

20 Darby St is owned and occupied by two individuals.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address20 DARBY ST, WARWICK, RI 02888-3711
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address20 DARBY ST, WARWICK, RI 02888-3711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9429-191
DateJan 2, 2020
Book Page9429/191
Instrument18620
Lender
NameWAVE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 20 Darby St was $5,813.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,813.00$457,700 Land $153,000 Building $304,700
2024$514,995
2023$5,729.00 (+4.03%)$403,700 (+37.31%) Land $126,400 Building $277,300
2022$5,507.00$294,000 Land $86,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Darby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Darby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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