20 Daniel Dr, Gulf Breeze, FL 32561 Property Records

Santa Rosa County property record for 20 Daniel Dr, Gulf Breeze, FL 32561

Property Summary

Property Type	Fast Food Restaurant
Details	2 ba · 4,246 sqft · built 2018
Lot Size	0.505 acres (21,982 sqft)
Owner	2 Company Names on File
Last Sale	$1,050,000 (Feb 2026)
Tax Bill	$12,845 (2024)
Deeds & Mortgages	Aug 2022 Sale Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-29-4937-00000-0020`

Property Details

APN / Parcel Number

Primary APN	`04-3S-29-4937-00000-0020`
Alternative APN	`S293044937000000020`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	4,246 sqft Gross Area
1st Floor Area	2,796 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Concrete
Lot Area	21,982 sqft (0.505 acres)
Lot Dimensions	186 ft deep x 119 ft wide
Driveway	Driveway
Driveway Area	13,500 sqft
Patio Area	810 sqft
Canopy	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 DANIEL DR
City	GULF BREEZE
State	FL
Zip	32561-4418
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	C1
Legal Description	SEA SHELL COLLECTIONS LOT 2 LESS TH W 10 FT (NOW 1-AREA) AS DES IN OR 4311 PG 923 & AS DES IN OR 4642 PG 1274
Legal Range	29W
Legal Township	3S
Legal Section	04
Legal Subdivision	SEA SHELL COLLECTION
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	GULF BREEZE
Census Block Group	1
Census Block	1025
Census Tract	10900

Owner

20 Daniel Dr, a commercial property, is owned by a company that bought it in February 2026.

Source: Santa Rosa County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	212 E I-65 SERVICE RD N, MOBILE, AL 36607
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL
Aug 13, 2018	Deed of Trust, Mortgage CHARTERBANK
Aug 13, 2018	Deed of Trust, Mortgage CHARTERBANK
Apr 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	20269460
Deed Book / Page	4713 / 219
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2022
Property Address	20 DANIEL DR, GULF BREEZE, FL 32561-4418
Document Number	0043110923
Book / Page	4311 / 923
Map Reference	MB 10 PG 91-94
Instrument Date	Jul 26, 2022
Instrument	202245011
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL

Transaction

Amount	Amount on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1409, LAGRANGE, GA 30241-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DR ML KING JR AVE STE 130, 130, MEMPHIS, TN 38103-1755
Investor	Possibly a Property Investor

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	20 DANIEL DR, GULF BREEZE, FL 32561-4418
Document Number	0037572016
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 LUKKEN INDUSTRIAL DR W LAGRANGE GA 302404018, LAGRANGE, GA 30240-4018

Mortgage

Document Number	0037572016
Date	Aug 17, 2018
Book Page	003757/002016
Instrument	35319

Lender

Name	CHARTERBANK
Type	Bank
Address	WEST POINT, GA 31833

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 16, 2028

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	20 DANIEL DR, GULF BREEZE, FL 32561-4418
Document Number	0037571992
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 LUKKEN INDUSTRIAL DR W LAGRANGE GA 302404018, LAGRANGE, GA 30240-4018

Mortgage

Document Number	0037571992
Date	Aug 17, 2018
Book Page	003757/001992
Instrument	35314

Lender

Name	CHARTERBANK
Type	Bank
Address	600 3RD AVE, WEST POINT, GA 31833-1526

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2033

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 23, 2018
Property Address	20 DANIEL DR, GULF BREEZE, FL 32561-4418
Document Number	0037201339
Book / Page	003720 / 001339
Instrument Date	Apr 10, 2018
Instrument	15764
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,828.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1409 LAGRANGE GA 302410029, LAGRANGE, GA 30241-0029

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 22, 2017
Property Address	20 DANIEL DR, GULF BREEZE, FL 32561-4418
Document Number	0036080550
Book / Page	003608 / 000550
Instrument Date	Mar 18, 2017
Instrument	11007
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transaction

Amount	Amount on Record
Tax	$4,690.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 LUKKEN INDUSTRIAL DR W LAGRANGE GA 302404018, LAGRANGE, GA 30240-4018

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Gulf Breeze City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,047,750 (+8.86%) Land $483,604 Building $564,146	$1,047,750 (+8.86%) Land $483,604 Building $564,146
2024	$12,845.00 (-1.98%)	$962,441 (-0.59%) Land $386,883 Building $575,558	$962,441 (-0.59%) Land $386,883 Building $575,558
2023	$13,105.00 (+13.48%)	$968,146 (+14.46%) Land $386,883 Building $581,263	$968,146 (+14.46%) Land $386,883 Building $581,263
2022	$11,548.00	$845,839	$845,839 Land $386,883 Building $458,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Daniel Dr in Zone X, an area of minimal flood risk, though there have been 248 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 units insured incl. 139 condo units
Nearby Flood Claims	248 (1979–2020)
Claims Outside the SFHA	66 of 248
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 66 claims Hurricane Georges, Sep 1998 · 42 claims Hurricane Opal, Oct 1995 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Daniel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GULF BREEZE REGIONAL WATER SYSTEM serves 17,596 people · EPA ID FL1570316
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

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