20 Dana Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 20 Dana Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1955
Lot Size	0.349 acres (15,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Sep 2025)
Tax Bill	$9,020 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:041.0-0000-0008.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:041.0-0000-0008.0`
Alternative APNs	`M:041.0=0000=0008.0` `1630000000020` `1630000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	4,080 sqft
Basement Area	1,464 sqft
Unfinished Basement	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,207 sqft (0.349 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1630000000020
Street Address	20 DANA RD
City	READING
State	MA
Zip	01867-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1013
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DANA RD, READING, MA 01867-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 11, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Apr 9, 2018	Quit Claim Deed, Transfer FIRST CHOICE LOAN SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Book / Page	84651 / 401
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 24, 2025
Property Address	20 DANA RD, READING, MA 01867-1318
Document Number	084651-401
Book / Page	84651 / 401
Instrument Date	Sep 24, 2025
Instrument	115685
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 DANA RD, READING, MA 01867-1318

Mortgage

Document Number	0000115686
Date	Sep 24, 2025
Instrument	115686

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2030
Index	Other
Margin	3

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	20 DANA RD, READING, MA 01867-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76093-52
Date	Nov 5, 2020
Book Page	76093/52
Instrument	206182

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 11, 2020
Property Address	20 DANA RD, READING, MA 01867-1318
Document Number	74271-529
Book / Page	74271 / 529
Instrument Date	Mar 6, 2020
Instrument	36929
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DANA RD, READING, MA 01867-1318

Mortgage

Document Number	74271-531
Date	Mar 11, 2020
Book Page	74271/531
Instrument	36930

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	20 DANA RD, READING, MA 01867-1318
Document Number	72966-79
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DANA RD READING MA 018671318, READING, MA 01867-1318

Mortgage

Document Number	72966-79
Date	Jul 22, 2019
Book Page	072966/000079
Instrument	104675

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 9, 2018
Property Address	20 DANA RD, READING, MA 01867-1318
Document Number	70840-394
Book / Page	70840 / 394
Instrument	47072
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DANA RD, READING, MA 01867-1318

Mortgage

Document Number	708400397
Date	Apr 9, 2018
Instrument	70840/0397

Lender

Name	FIRST CHOICE LOAN SVC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate	3.88%
Max Rate At Change	50.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,020.00 (+1.53%)	$823,000 (+5.51%) Land $529,200 Building $293,200	$891,069 (-3.84%)
2025	$8,884.00 (+1.16%)	$780,000 (+4.1%) Land $501,600 Building $278,400	$926,630 (+8.96%)
2024	$8,782.00 (+3.23%)	$749,300 (+10.89%) Land $481,800 Building $267,500	$850,440
2023	$8,507.00	$675,700 Land $434,400 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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