20 Cypress St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 20 Cypress St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Aug 2026)
Tax Bill	$10,747 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:21 B:1 L:19`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:21 B:1 L:19`
Alternative APN	`CNCD M:8023Z B:34`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 CYPRESS ST
City	CONCORD
State	NH
Zip	03301-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	34
Legal Lot Number	19
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2004
Census Tract	32800

Owner

20 Cypress St is owned by an individual who bought it in August 2026.

Source: Merrimack County and Concord City records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	72 SCHOOL ST, 2, CONCORD, NH 03301-3871
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE MARYS BANK
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 22, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SANTANDER BK NA
Jan 1, 2018	Deed of Trust, Mortgage JEFFREY C KNIGHT
Nov 13, 2017	Warranty Deed, Transfer · Conventional with PMI MICHAEL A TAMPOSI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Mar 16, 2018 · Amount on File
Deed Document Number	2026202600012946
Deed Book / Page	3939 / 1330
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	0000004580
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 4, 2026
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Document Number	0000012946
Book / Page	3939 / 1330
Instrument Date	Aug 3, 2026
Instrument	202612946
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SCHOOL ST, 2, CONCORD, NH 03301-3871

Mortgage

Date	Aug 4, 2026

Lender

Name	STATE MARYS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004806
Date	Feb 24, 2021
Book Page	3724/2653
Instrument	202100004806

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 22, 2021
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Document Number	0000004580
Book / Page	3724 / 1368
Instrument Date	Feb 11, 2021
Instrument	202100004580
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CYPRESS ST, CONCORD, NH 03301-2314

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 16, 2018
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Document Number	0035880901
Book / Page	003588 / 000901
Instrument Date	Mar 15, 2018
Instrument	3969
Transaction Type	Transfer
Record Updated	Mar 29, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 ROBINSON RD BOW NH 033043821, BOW, NH 03304-3821

Mortgage

Document Number	35880904
Date	Mar 16, 2018
Book Page	003588/000904
Instrument	3970

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Document Number	0035821310
Book / Page	003582 / 001310
Instrument Date	Jan 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 MOUNTAIN RD CONCORD NH 033016935, CONCORD, NH 03301-6935

Mortgage

Document Number	0035821310
Date	Jan 5, 2018
Book Page	003582/001310
Instrument	236

Lender

Name	JEFFREY C KNIGHT
Address	8 PEASLEE RD, BOW, NH 03304-4017

Agreement

Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 13, 2017
Property Address	20 CYPRESS ST, CONCORD, NH 03301-2314
Document Number	0035762480
Book / Page	003576 / 002480
Instrument Date	Nov 9, 2017
Instrument	21396
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 MOUNTAIN RD CONCORD NH 033016935, CONCORD, NH 03301-6935

Mortgage

Document Number	35762483
Date	Nov 13, 2017
Book Page	003576/002483
Instrument	21397

Lender

Name	MICHAEL A TAMPOSI
Address	20 TRAFALGAR SQ # 602, NASHUA, NH 03063-1981

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cypress St was $10,747, up 5.7% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,747.00 (+5.69%)	$369,200 (+0.54%) Land $109,100 Building $260,100
2024	$10,168.00 (+3.09%)	$367,200 (-) Land $109,100 Building $258,100
2023	$9,863.00 (+3.74%)	$367,200 (-) Land $109,100 Building $258,100
2022	$9,507.00	$367,200 Land $109,100 Building $258,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Cypress St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2006–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cypress St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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