Kern County property record for 20 Cypress St, Bakersfield, CA 93304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,392 sqft · built 1950 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2020) |
| Tax Bill | $3,148 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-072-13-00-9 |
| Primary APN | 008-072-13-00-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,068 sqft |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,225 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008072134 |
|---|---|
| Street Address | 20 CYPRESS ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93304-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 1527 , BLOCK , LOT 64 |
| Legal Subdivision | TRACT 1527 |
| Legal Tract | 1527 |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1901 |
20 Cypress St is owned and occupied by two individuals who bought it in June 2020.
Source: Kern County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CYPRESS ST, BAKERSFIELD, CA 93304-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 26, 2020 | Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Prior Sale | Dec 15, 2011 · Amount on File |
| Deed Document Number | 202082474 |
| Prior Transfer Date | Aug 21, 2015 |
| Prior Transfer Doc | 0000119829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 20 CYPRESS ST, BAKERSFIELD, CA 93304-2413 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2980, SILVERDALE, WA 98383-2980 |
| Document Number | 0000044962 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 224044962 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 26, 2020 |
| Property Address | 20 CYPRESS ST, BAKERSFIELD, CA 93304-2413 |
| Document Number | 0000082474 |
| Map Reference | MB 7 PG 56 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 220082474 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 CYPRESS ST, BAKERSFIELD, CA 93304-2413 |
| Document Number | 0000082475 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 220082475 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 20 Cypress St was $3,148.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $211,943 (+2%) Land $33,463 Building $178,480 | |
| 2025 | $3,148.00 | $207,788 Land $32,807 Building $174,981 |
| 2023 | $3,039.00 (+2.32%) | $199,721 Land $31,534 Building $168,187 |
| 2022 | $2,970.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Cypress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures