20 Cypress Ln, Elgin, AZ 85611 Property Records

Santa Cruz County property record for 20 Cypress Ln, Elgin, AZ 85611

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 304 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2015)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2018 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`108-65-006`

Property Details

APN / Parcel Number

Primary APN	`108-65-006`
Alternative APNs	`R000010013` `1086500608`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	304 sqft Living Area
1st Floor Area	304 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
View / Lot	Mountain

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Account Number	R000010013
Street Address	20 CYPRESS LN
City	ELGIN
State	AZ
Zip	85611-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PORTION OF LAND IN THE S2 SW4 SW4 SE4 OF SEC 23 T22S R18E
Legal Range	18E
Legal Township	22S
Legal Section	23
Legal Block	1
Jurisdiction	SANTA CRUZ AZ
Township / Civil Division	PATAGONIA
Census Block Group	1
Census Block	1090
Census Tract	966000

Owner

Source: Santa Cruz County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CYPRESS LN, ELGIN, AZ 85611-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2015 · Amount on Record
Deed Sale	Jun 15, 2015 · Amount on Record
Prior Sale	Jun 10, 2008 · Amount on Record
Deed Document Number	20153394
Last Transfer Date	May 18, 2018
Transfer Doc	0000003729
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ AZ
Property Address	20 CYPRESS LN, ELGIN, AZ 85611-8702
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CYPRESS LN, ELGIN, AZ 85611-8702

Mortgage

Document Number	0000000290
Date	Jan 12, 2022
Instrument	2022-00290

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 17, 2036

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Jun 4, 2018
Property Address	20 CYPRESS LN, ELGIN, AZ 85611-8702
Document Number	0000003729
Instrument Date	May 18, 2018
Instrument	3729
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 CYPRESS LN ELGIN AZ 856118702, ELGIN, AZ 85611-8702

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Jan 10, 2017
Property Address	20 CYPRESS LN, ELGIN, AZ 85611-8702
Document Number	0000000175
Instrument Date	Dec 19, 2016
Instrument	175
Transaction Type	Transfer
Record Updated	Jan 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CYPRESS LN ELGIN AZ 856118702, ELGIN, AZ 85611-8702

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Santa Cruz County
Secondary School District	Patagonia Union High School District (09 - 12)
Elementary School District	Sonoita Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$257,601 (+17.74%) Land $40,000 Building $217,601
2025	$2,321.00 (+13.77%)
2023		$21,880 (+40.14%) Land $4,000 Building $17,880	$218,796 (+40.14%) Land $40,000 Building $178,796
2022	$2,040.00	$15,613 Land $4,000 Building $11,613	$156,131 Land $40,000 Building $116,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 94% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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