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20 Cypress Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 20 Cypress Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 978 sqft · built 1959
Lot Size0.138 acres (5,994 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Aug 2025)
Tax Bill$3,517 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2024 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-000-757-5247-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-5247-7
Alternative APNs
  • 30-27-16-48546-000-0200
  • 271630485460000200
  • 162730485460000200
  • R322094

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area978 sqft Living Area
Gross Area1,742 sqft
1st Floor Area978 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,994 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area462 sqft
Deck Area192 sqft
Patio Area192 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR322094
Street Address20 CYPRESS DR
CityPALM HARBOR
StateFL
Zip34684-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLAKE SHORE ESTATES 3RD ADD LOT 20
Legal Range16E
Legal Township27S
Legal Section30
Legal SubdivisionLAKE SHORE ESTATES 3RD ADD
Legal Tract48546
Legal Lot Number20
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2011
Census Tract27204

Owner

20 Cypress Dr is owned and occupied by an individual who bought it in August 2025.

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer
SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SERVICES
Mar 13, 2024Warranty Deed, Transfer
RE TITLE AGENCY LLC, GED TITLE AGENCY LLC
Jun 14, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2025 · Amount on File
Deed SaleAug 29, 2025 · Amount on File
Prior SaleMar 13, 2024 · Amount on File
Deed Document Number2025248125
Deed Book / Page23278 / 58
Prior Transfer DateJun 4, 2021
Prior Transfer Doc0215792616
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 28, 2026
Property Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number0000201284
Book / Page23642 / 286
Instrument DateJul 13, 2026
Instrument2026201284
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanySCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SERVICES

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 13, 2024
Property Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number0227330859
Book / Page22733 / 859
Map ReferenceMB 46 PG 15
Instrument DateFeb 2, 2024
Instrument2024063941
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyRE TITLE AGENCY LLC, GED TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$1,582.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 DREW ST # 1022, 1022, CLEARWATER, FL 33755-4550

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJun 14, 2021
Property Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209
Document Number0215792616
Book / Page21579 / 2616
Map ReferenceMB 46 PG 15
Instrument DateJun 4, 2021
Instrument2021195625
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 CYPRESS DR, PALM HARBOR, FL 34684-1209

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cypress Dr was $3,517, up 457.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,517.00 (+457.37%)$185,904 Land $84,586 Building $101,318$185,904 Land $84,586 Building $101,318
2024$631.00 (+0.96%)
2023$625.00 (-9.55%) Homeowner's exemption Widower's exemption$70,230 (+3%)$174,354 (+5.9%) Land $96,424 Building $77,930
2022$691.00 Homeowner's exemption Widower's exemption$68,184$164,638 Land $97,791 Building $66,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Cypress Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 183 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies207 units insured
incl. 24 condo units
Nearby Flood Claims10 (2012–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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