20 Cutshaw Rd, Youngsville, NC 27596 Property Records

Franklin County property record for 20 Cutshaw Rd, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2020)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1864-34-3566`

Property Details

APN / Parcel Number

Primary APN	`1864-34-3566`
Alternative APN	`045977`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Colonial
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached - Finished
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	20 CUTSHAW RD
City	YOUNGSVILLE
State	NC
Zip	27596-7492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Description	LOT:277 SUBD:OAK PARK LOT
Legal Subdivision	OAK PARK LOT
Legal Lot Number	277
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	1
Census Block	1000
Census Tract	60502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CUTSHAW RD, YOUNGSVILLE, NC 27596-7492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Subdivision Related Transfer PROSPERITY HM MTG
Sep 29, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	0022291938
Deed Book / Page	2229 / 1938
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Nov 6, 2020
Property Address	20 CUTSHAW RD, YOUNGSVILLE, NC 27596-7492
Document Number	0022291938
Book / Page	002229 / 001938
Instrument Date	Nov 5, 2020
Instrument	10033798
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 CUTSHAW RD YOUNGSVILLE NC 275967492, YOUNGSVILLE, NC 27596-7492

Mortgage

Document Number	22291940
Date	Nov 6, 2020
Book Page	002229/001940
Instrument	10033799

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 29, 2020
Property Address	20 CUTSHAW RD, YOUNGSVILLE, NC 27596-7492
Document Number	0022241838
Book / Page	002224 / 001838
Instrument Date	Sep 28, 2020
Instrument	10031845
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 CUTSHAW RD YOUNGSVILLE NC 27596, YOUNGSVILLE, NC 27596

Mortgage

Document Number	22241840
Date	Sep 29, 2020
Book Page	002224/001840
Instrument	10031846

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00 (+9.77%)	$345,440 (+70.45%) Land $68,250 Building $277,190	$345,440 (+70.45%) Land $68,250 Building $277,190
2023	$1,894.00	$202,660 Land $43,500 Building $159,160	$202,660 Land $43,500 Building $159,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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