20 Cuneta Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 20 Cuneta Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,503 sqft · built 2011
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$251,000 (Aug 2014)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071623-0030`

Property Details

APN / Parcel Number

Primary APN	`071623-0030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,503 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	1,721 sqft
Flooring	Carpet

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 CUNETA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66/47-53 LAS CALINAS PARCEL 3A UNIT 2 PHASE 1 LOT 3
Legal Range	29
Legal Township	05
Legal Section	29
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 1
Legal Block	1
Legal Lot Number	3
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3021
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	201448220
Deed Book / Page	3918 / 1699
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	20 CUNETA WAY, SAINT AUGUSTINE, FL 32095-8492
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CUNETA WAY, ST AUGUSTINE, FL 32095-8492

Mortgage

Document Number	0058490516
Date	Oct 31, 2023
Book Page	5849/516
Instrument	2023085428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	20 CUNETA WAY, SAINT AUGUSTINE, FL 32095-8492
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CUNETA WAY, SAINT AUGUSTINE, FL 32095-8492
Investor	Possibly a Property Investor

Mortgage

Document Number	0052081394
Date	Mar 16, 2021
Book Page	5208/1394
Instrument	2021029044

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,620	$435,411 Land $95,000 Building $340,411
2025	$3,859.00 (+12.8%)
2024	$3,421.00 (+2.03%)
2023	$3,353.00 (+28.17%)
2022	$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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