20 Cummings Ave, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 20 Cummings Ave, Augusta, ME 04330

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1958
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$2,784 (2025)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN25991

Property Details

APN / Parcel Number

Primary APN25991
Alternative APN
  • AUGU M:00030 B:00117 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area2,836 sqft
1st Floor Area976 sqft
AtticAttic
Attic Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number25991
Street Address20 CUMMINGS AVE
CityAUGUSTA
StateME
Zip04330-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUNSET PK
Legal Block117
JurisdictionAUGUSTA ME
Township / Civil DivisionAUGUSTA
Census Block Group2
Census Block2018
Census Tract10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Augusta City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 CUMMINGS AVE, AUGUSTA, ME 04330-3905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUGUSTA ME
Property Address20 CUMMINGS AVE, AUGUSTA, ME 04330-3905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13731/190
DateOct 2, 2020
Book Page13731/190
Instrument2020025013
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2030

Tax Assessment & Valuation

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityAugusta City
Unified School DistrictAugusta (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,784.00 (+2.5%)$114,100 (-) Land $30,300 Building $83,800
2024$2,716.00 (+3.66%)$114,100 (-) Land $30,300 Building $83,800
2023$2,620.00 (+4.76%)$114,100 (-) Land $30,300 Building $83,800$295,735
2022$2,501.00$114,100 Land $30,300 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1979–2023)
Claims Outside the SFHA1 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER AUGUSTA UTILITY DISTRICT
serves 13,750 people · EPA ID ME0090080
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cummings Ave

Nearby Streets

Search Property Records by Address or Parcel Number