20 Crystal Ct, Bloomington, IL 61704 Property Records

McLean County property record for 20 Crystal Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1997
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Apr 2026)
Tax Bill	$5,005 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-452-023`

Property Details

APN / Parcel Number

Primary APN	`21-01-452-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,113 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	101 ft deep x 45 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 CRYSTAL CT
City	BLOOMINGTON
State	IL
Zip	61704-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE CRYSTALS PUD IN THE CTY OF BLOOMINGTON LOT 22
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	THE CRYSTALS PUD
Legal Lot Number	22
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	1103

Owner

Source: McLean County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage INB NA
Mar 6, 2026	Intrafamily Transfer, Transfer
Sep 12, 2025	Executor's Deed, Transfer ALLIANCE LAND TITLE
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	20265857
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	0000003378
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001409
Date	Jan 21, 2021
Instrument	2021-00001409

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Interest

Rate	3.25%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 30, 2026
Property Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	0000005857
Instrument Date	Apr 9, 2026
Instrument	2026.5857
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,753.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

Mortgage

Document Number	0000005858,
Date	Apr 30, 2026
Instrument	2026..5858

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 6, 2026
Property Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	202600003378
Map Reference	DOC 96-29897
Instrument Date	Feb 11, 2026
Instrument	2026-00003378
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2025
Property Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	202500012714
Map Reference	DOC 96-29897
Instrument Date	Aug 28, 2025
Instrument	2025-00012714
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2019
Property Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594
Document Number	201900010688
Map Reference	DOC 96-29897
Instrument Date	Jul 5, 2019
Instrument	2019-00010688
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CRYSTAL CT, BLOOMINGTON, IL 61704-4594

Mortgage

Document Number	201900010689
Date	Jul 11, 2019
Instrument	2019-00010689

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,126 (+12.38%) Land $8,070 Building $68,056	$228,378 (+12.38%) Land $24,210 Building $204,168
2024	$5,005.00 (+11.74%)	$67,738 (+13.67%) Land $7,181 Building $60,557	$203,214 (+13.67%) Land $21,543 Building $181,671
2023	$4,479.00	$59,590 Land $6,317 Building $53,273	$178,770 Land $18,951 Building $159,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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