Hampden County and Westfield City property record for 20 Crown St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,125 sqft · built 1900 |
| Lot Size | 0.489 acres (21,290 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2020) |
| Tax Bill | $5,884 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:202 L:64 |
| Primary APN | WFLD M:202 L:64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,125 sqft Living Area |
| Gross Area | 5,724 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 1,392 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 21,290 sqft (0.489 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 CROWN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-8804 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA |
| Legal Lot Number | 64 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 812800 |
20 Crown St, a duplex, is owned and occupied by an individual who bought it in May 2020.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CROWN ST, WESTFIELD, MA 01085-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM CU |
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| May 28, 2020 | Quit Claim Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Feb 1, 1994 · Amount on File |
| Deed Document Number | 202026918 |
| Deed Book / Page | 23231 / 78 |
| Prior Transfer Date | May 2, 2020 |
| Prior Transfer Doc | 23231-78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 20 CROWN ST, WESTFIELD, MA 01085-8804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026188-454 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 26188/454 |
| Instrument | 2134 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 20 CROWN ST, WESTFIELD, MA 01085-8804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023995-175 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 23995/175 |
| Instrument | 48304 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 20 CROWN ST, WESTFIELD, MA 01085-8804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24110-594 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 24110/594 |
| Instrument | 63506 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 28, 2020 |
| Property Address | 20 CROWN ST, WESTFIELD, MA 01085-8804 |
| Document Number | 23231-78 |
| Book / Page | 23231 / 78 |
| Instrument Date | May 2, 2020 |
| Instrument | 26918 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MAIN ST # 2ND, WESTFIELD, MA 01085-3122 |
| Document Number | 26919 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 26919 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20 Crown St was $5,884, up 4.1% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,884.00 (+4.1%) | $394,100 (+5.86%) Land $92,400 Building $301,700 | $412,177 |
| 2025 | $5,652.00 | $372,300 Land $96,700 Building $275,600 | |
| 2023 | $5,349.00 | $315,000 Land $83,700 Building $231,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Crown St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Crown St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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