Essex County and Montclair Township property record for 20 Cross St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1885 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,470 (Mar 2026) |
| Tax Bill | $6,410 (2025) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02104-0000-00008 |
| Primary APN | 13-02104-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 130210400008 |
|---|---|
| Street Address | 20 CROSS ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X100 |
| Legal Block | 2104 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 17000 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CROSS ST, MONTCLAIR, NJ 07042-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Jul 17, 1985 · Amount on Record |
| Deed Document Number | 202616402 |
| Prior Transfer Date | Mar 3, 2026 |
| Prior Transfer Doc | 0000016402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 11, 2026 |
| Property Address | 20 CROSS ST, MONTCLAIR, NJ 07042-2602 |
| Document Number | 0000016402 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026016402 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 20 CROSS ST, MONTCLAIR, NJ 07042-2602 |
| Name | Verified Name |
|---|---|
| Address | 20 CROSS ST, MONTCLAIR, NJ 07042-2602 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,300 (-) Land $112,500 Building $69,800 | $182,300 (-) Land $112,500 Building $69,800 | |
| 2025 | $6,410.00 (+3.34%) | $182,300 (-) Land $112,500 Building $69,800 | $182,300 (-) Land $112,500 Building $69,800 |
| 2024 | $6,203.00 (+3.49%) | ||
| 2023 | $182,300 Land $112,500 Building $69,800 | $182,300 Land $112,500 Building $69,800 | |
| 2022 | $5,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1987–2021) |
| Claims Outside the SFHA | 12 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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