20 Cross Pointe Dr, Jackson, TN 38305 Property Records

Madison County property record for 20 Cross Pointe Dr, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,126 sqft · built 2012
Lot Size0.493 acres (21,460 sqft)
Owner2 Individual Names on File
Last Sale$389,900 (Oct 2020)
Tax Bill$2,183 (2025)
Deeds & MortgagesOct 2026 Transfer
Jun 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN032F-B-011.00

Property Details

APN / Parcel Number

Primary APN032F-B-011.00
Alternative APNs
  • 03032FB032F01100
  • 057032F B 01100

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,126 sqft Living Area
Gross Area3,822 sqft
1st Floor Area2,186 sqft
Upper Floors Area940 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCustom Design
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,460 sqft (0.493 acres)
Lot Dimensions185 ft deep x 116 ft wide
TerrainRolling
Garage TypeAttached
Garage Area696 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area279 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 CROSS POINTE DR
CityJACKSON
StateTN
Zip38305-7594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWYNDCHASE PB 10 PG 487 BLK 0013 LOT 1322 116 X 185
Legal SubdivisionWYNDCHASE
Legal Block13
Legal Lot Number1322
JurisdictionMADISON TN
Township / Civil Division9
Census Block Group2
Census Block2059
Census Tract1610

Owner

20 Cross Pointe Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Madison County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 24, 2022Intrafamily Transfer, Transfer
Oct 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 3, 2020Loan Modification, Mortgage · Conventional Mortgage
FIRSTBANK
Oct 23, 2018Warranty Deed, Transfer · Line of Credit
FIRSTBANK
Feb 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Prior SaleOct 23, 2018 · Amount on File
Deed Document Number202013780
Deed Book / Page760 / 809
Last Transfer DateSep 18, 2026
Transfer Doc0000011558
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON TN
Recording DateOct 2, 2026
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0000011558
Book / Page799 / 1457
Instrument DateSep 18, 2026
Instrument202611558
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CROSS POINTE DR, JACKSON, TN 38305-7594

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON TN
Recording DateJun 24, 2022
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0D771/1629
Book / PageD771 / 1629
Map ReferenceMB 10 PG 487
Instrument DateJun 24, 2022
Instrument22008434
Transaction TypeTransfer
Record UpdatedJul 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CROSS POINTE DR, JACKSON, TN 38305-7594

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateOct 28, 2020
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0000013780
Book / Page00D760 / 000809
Instrument DateOct 26, 2020
Instrument13780
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,443.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 CROSS POINTE DR JACKSON TN 383057594, JACKSON, TN 38305-7594

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON TN
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0000006605
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CROSS POINTE DR JACKSON TN 383057594, JACKSON, TN 38305-7594

Mortgage

Document Number0000006605
DateJun 4, 2020
Book Page0T2124/001552
Instrument6605
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 3, 2035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateOct 23, 2018
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0000012302
Book / Page00D748 / 000608
Instrument DateOct 22, 2018
Instrument12302
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,284.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 11655 JACKSON TN 383080127, JACKSON, TN 38308-0127

Mortgage

Document Number12303
DateOct 23, 2018
Book Page0T2081/001510
Instrument12303
Lender
NameFIRSTBANK
TypeBank
AddressJACKSON, TN 38305
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 22, 2028
Interest
Rate TypeAdjustable Rate

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON TN
Recording DateFeb 5, 2018
Property Address20 CROSS POINTE DR, JACKSON, TN 38305-7594
Document Number0000001119
Book / Page00D744 / 000043
Instrument DateJan 31, 2018
Instrument1119
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CROSS POINTE DR JACKSON TN 383057594, JACKSON, TN 38305-7594

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cross Pointe Dr was $2,183.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,183.00$116,500 Land $12,500 Building $104,000$466,000 Land $50,000 Building $416,000
2024$2,183.00
2023$116,500 Land $12,500 Building $104,000
2022$4,060.00$466,000 Land $50,000 Building $416,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Cross Pointe Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (1980–2010)
Claims Outside the SFHA3 of 8
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cross Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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