20 Crest Ridge Dr, Jackson, TN 38305 Property Records

Madison County property record for 20 Crest Ridge Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,720 sqft · built 1985
Lot Size	1.27 acres (55,350 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2001)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045E-A-027.00`

Property Details

APN / Parcel Number

Primary APN	`045E-A-027.00`
Alternative APNs	`03045EA045E02700` `057045E A 02700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,639 sqft
Upper Floors Area	1,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,350 sqft (1.27 acres)
Lot Dimensions	270 ft deep x 205 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	432 sqft
Deck Area	378 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20 CREST RIDGE DR
City	JACKSON
State	TN
Zip	38305-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN 205.42X270 IRR.
Legal Subdivision	EVERGREEN
Legal Block	4
Legal Lot Number	69
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1028
Census Tract	1610

Owner

20 Crest Ridge Dr is owned and occupied by an individual who bought it in May 2001.

Source: Madison County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CREST RIDGE DR, JACKSON, TN 38305-8502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL TRUST BANK
Jun 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2001 · Amount on File
Deed Sale	May 31, 2001 · Amount on File
Prior Sale	Feb 24, 1997 · Amount on File
Deed Book / Page	618 / 735
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Aug 3, 2026
Property Address	20 CREST RIDGE DR, JACKSON, TN 38305-8502
Document Number	0000009035
Book / Page	2317 / 318
Instrument Date	Jul 24, 2026
Instrument	20269035
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREST RIDGE DR, JACKSON, TN 38305-8502

Mortgage

Document Number	0000009035,
Date	Aug 3, 2026
Book Page	2317/318
Instrument	20269035

Lender

Name	COMMERCIAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.49%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	20 CREST RIDGE DR, JACKSON, TN 38305-8502
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2200/1074
Date	Jun 23, 2022
Book Page	T2200/1074
Instrument	22008389

Lender

Name	COMMUNITY BANK
Type	Bank
Address	JACKSON, TN 38308

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2027

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	20 CREST RIDGE DR, JACKSON, TN 38305-8502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008273
Date	Jul 23, 2018
Book Page	T2075/219
Instrument	18008273

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Crest Ridge Dr was $1,490.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00	$79,525 Land $12,500 Building $67,025	$318,100 Land $50,000 Building $268,100
2023		$79,525 Land $12,500 Building $67,025
2022	$1,490.00		$318,100 Land $50,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Crest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Crest Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Crest Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures