20 Crest Dr, Dune Acres (Chesterton), IN 46304 Property Records

Porter County property record for 20 Crest Dr, Dune Acres, IN 46304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,512 sqft · built 1966
Lot Size	0.695 acres (30,274 sqft)
Owner	2 Individual Names on File
Last Sale	$972,549 (Jun 2026)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-03-14-353-006.000-025`

Property Details

APN / Parcel Number

Primary APN	`64-03-14-353-006.000-025`
Alternative APNs	`12000018826` `12000020287` `00000959416`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	2,512 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,274 sqft (0.695 acres)
Lot Dimensions	239 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	20 CREST DR
City	CHESTERTON
State	IN
Zip	46304-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNE ACRES FIRST SUB LOT 153 & 1/2 LOT 154
Legal Subdivision	DUNE ACRES FIRST SUB
Legal Lot Number	153,1
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	3
Census Block	3010
Census Tract	50302

Owner

Source: Porter County assessment roll, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CREST DR, CHESTERTON, IN 46304-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC
Sep 12, 2022	Deed, Transfer · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	202611180
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jun 18, 2026
Property Address	20 CREST DR, CHESTERTON, IN 46304-1005
Document Number	0000011180
Instrument Date	Jun 5, 2026
Instrument	202611180
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREST DR, CHESTERTON, IN 46304-1005

Mortgage

Document Number	0000011181,
Date	Jun 18, 2026
Instrument	202611181

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	20 CREST DR, DUNE ACRES, IN 46304-1005
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREST DR, DUNE ACRES, IN 46304-1005

Mortgage

Document Number	0000013947
Date	Aug 30, 2023
Instrument	2023-013947

Lender

Name	PROPER RATE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PORTER IN
Recording Date	Sep 12, 2022
Property Address	20 CREST DR, DUNE ACRES, IN 46304-1005
Document Number	0000019854
Map Reference	MR Q PG 167
Instrument Date	Sep 8, 2022
Instrument	2022-019854
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREST DR, DUNE ACRES, IN 46304-1005

Mortgage

Document Number	0000019855
Date	Sep 12, 2022
Instrument	2022-019855

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Dune Acres Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,042.00 (+5.06%) Homeowner's exemption	$562,900 (+9.49%) Land $206,800 Building $356,100	$562,900 (+9.49%) Land $206,800 Building $356,100
2024	$5,751.00 (+7.54%)
2023	$5,348.00 (+0.81%)	$514,100 Land $192,000 Building $322,100	$514,100 Land $192,000 Building $322,100
2022	$5,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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