Worcester County and Lunenburg Town property record for 20 Crest Ave, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1960 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Trust Name on File |
| Last Sale | $226,250 (Jun 2020) |
| Tax Bill | $4,452 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620930004000000 |
| Primary APN | 1620930004000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,597 sqft |
| 1st Floor Area | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620930004000000 |
|---|---|
| Street Address | 20 CREST AVE |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 40 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 712101 |
20 Crest Ave is owner-occupied and held in a trust since February 2022.
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Feb 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 19, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Jul 27, 2017 | Quit Claim Deed, Transfer RADIUS FINANCIAL GRP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 20209768 |
| Deed Book / Page | 9644 / 147 |
| Last Transfer Date | Feb 15, 2022 |
| Transfer Doc | 010263-229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Sep 2, 2026 |
| Property Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 0000012286 |
| Book / Page | 11291 / 202 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202612286 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012286, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 11291/202 |
| Instrument | 202612286 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Feb 16, 2022 |
| Property Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 010263-229 |
| Book / Page | 10263 / 229 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 3214 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Jun 19, 2020 |
| Property Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 9644-147 |
| Book / Page | 9644 / 147 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 9768 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 9769 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 9769 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Jul 27, 2017 |
| Property Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 8870-290 |
| Book / Page | 8870 / 290 |
| Instrument | 12982 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 CREST AVE, LUNENBURG, MA 01462-2204 |
| Document Number | 88700295 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 08870/0295 |
| Name | RADIUS FINANCIAL GRP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2047 |
The 2026 property tax bill for 20 Crest Ave was $4,452, down 0.3% from the year before.
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,452.00 (-0.31%) | $309,400 (-0.51%) Land $99,500 Building $209,900 | $345,594 (+10.2%) |
| 2025 | $4,466.00 (+8.87%) | $311,000 (+6.91%) Land $97,500 Building $213,500 | $313,595 (-1.9%) |
| 2024 | $4,102.00 (+0.74%) | $290,900 (+4.45%) Land $92,000 Building $198,900 | $319,675 |
| 2023 | $4,072.00 | $278,500 Land $82,800 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Crest Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Crest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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