20 Creekside Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 20 Creekside Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,566 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Aug 1994)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0035E152000`

Property Details

APN / Parcel Number

Primary APN	`0035E152000`
Alternative APNs	`0035E152` `17338`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Area	546 sqft
Porch	Open Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17338
Old Parcel Number	0035E152000
Street Address	20 CREEKSIDE DR
City	RINGGOLD
State	GA
Zip	30736-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 152 MILL CREEK UNIT 2
Legal Subdivision	MILL CREEK
Legal Lot Number	152
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2002
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit COMTRUST FEDERAL CREDIT UNION
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit COMTRUST FEDERAL CREDIT UNION
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMTRUST FCU
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit COMTRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1994 · Amount on Record
Deed Sale	Aug 4, 1994 · Amount on Record
Deed Document Number	0000497492
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Investor	Possibly a Property Investor

Mortgage

Document Number	0021390000000238
Date	May 21, 2021
Book Page	0000002139/0000000238
Instrument	004943

Lender

Name	COMTRUST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Jan 1, 2034

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925

Mortgage

Document Number	0022650000000457
Date	Mar 6, 2023
Book Page	0000002265/0000000457
Instrument	001330

Lender

Name	COMTRUST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Jan 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Document Number	0021310320
Instrument Date	Apr 16, 2021
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FIRST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREEKSIDE DR RINGGOLD GA 307366925, RINGGOLD, GA 30736-6925

Mortgage

Document Number	0021310320
Date	Apr 21, 2021
Book Page	002131/000320

Lender

Name	COMTRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	20 CREEKSIDE DR, RINGGOLD, GA 30736-6925
Document Number	0021390238
Instrument Date	Apr 16, 2021
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREEKSIDE DR RINGGOLD GA 307366925, RINGGOLD, GA 30736-6925

Mortgage

Document Number	0021390238
Date	May 21, 2021
Book Page	002139/000238

Lender

Name	COMTRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	May 20, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (+6.91%) Homeowner's exemption Senior Citizen's exemption	$127,859 (+31.84%) Land $14,000 Building $113,859	$319,648 (+31.84%) Land $35,000 Building $284,648
2023	$2,126.00 (+23.39%) Homeowner's exemption	$96,984 Land $14,000 Building $82,984	$242,460 Land $35,000 Building $207,460
2022	$1,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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