Rockland County and Ramapo Town property record for 20 Creekside Cir, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1992 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on Record |
| Last Sale | $254,500 (Aug 2021) |
| Tax Bill | $11,274 (2023) |
| Deeds & Mortgages | Sep 2025 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.70-2-38 |
| Primary APN | 392605 50.70-2-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 690 sqft |
| 2nd Floor Area | 690 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Suburban |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00307230038 |
|---|---|
| Street Address | 20 CREEKSIDE CIR |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-3955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CROSS CRK TWNHSES PH I |
| Legal Block | 2 |
| Legal Lot Number | 38.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12206 |
Source: Rockland County and Ramapo Town records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 8, 2025 | Bargain and Sale Deed, Transfer |
| Aug 17, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2021 · Amount on Record |
| Deed Document Number | 202135660 |
| Prior Transfer Date | Feb 7, 2013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 8, 2025 |
| Property Address | 20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955 |
| Document Number | 0000027522 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025-00027522 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955 |
| Name | Verified Name |
|---|---|
| Address | 20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 17, 2021 |
| Property Address | 20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955 |
| Document Number | 0000035660 |
| Map Reference | MAP 6586 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021-00035660 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9820 WOODLAND WATCH CT, CHARLOTTE, NC 28277-4184 |
| Name | Verified Name |
|---|---|
| Address | 265 SNEDEN PL W, SPRING VALLEY, NY 10977-3972 |
| Document Number | 0000035661 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021-00035661 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $23,700 (-) Land $4,200 Building $19,500 | $4,200 (-) | |
| 2023 | $11,274.00 | $23,700 (-) Land $4,200 Building $19,500 | $4,200 (-) Land $744 Building $3,456 |
| 2022 | $23,700 Land $4,200 Building $19,500 | $4,200 Land $744 Building $3,456 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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