20 Cowles Rd, Bethlehem, CT 06751 Property Records

Bethlehem Town property record for 20 Cowles Rd, Bethlehem, CT 06751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,033 sqft · built 2001
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (May 2026)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2022 Refinance
APN	`BETH M:11-2 B:007`

Property Details

APN / Parcel Number

Primary APN	`BETH M:11-2 B:007`
Alternative APNs	`BHLM M:11-2 B:007` `100511`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
Gross Area	5,964 sqft
1st Floor Area	1,592 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100511
Street Address	20 COWLES RD
City	BETHLEHEM
State	CT
Zip	06751-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	7
Jurisdiction	BETHLEHEM CT
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2022
Census Tract	342100

Owner

Source: Bethlehem Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 COWLES RD, BETHLEHEM, CT 06751-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Dec 5, 2001 · Amount on Record
Deed Book / Page	462 / 266
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BETHLEHEM CT
Recording Date	May 19, 2026
Property Address	20 COWLES RD, BETHLEHEM, CT 06751-2215
Document Number	000462-266
Book / Page	462 / 266
Instrument Date	Apr 14, 2026
Instrument	2026234
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 COWLES RD, BETHLEHEM, CT 06751-2215

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BETHLEHEM CT
Property Address	20 COWLES RD, BETHLEHEM, CT 06751-2215
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436-49
Date	Jun 1, 2022
Book Page	436/49
Instrument	356

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Bethlehem Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Bethlehem Town
Unified School District	Regional School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,793.00	$433,700 (+55.28%) Land $48,100 Building $385,600	$303,590 Land $33,670 Building $269,920
2024	$9,793.00 (+27.55%)
2023	$7,678.00 (-0.04%)	$279,300 (-) Land $46,800 Building $232,500
2022	$7,681.00	$279,300 Land $46,800 Building $232,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cowles Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures