20 Covington Ln, Washington, VA 22747 Property Records

Rappahannock County property record for 20 Covington Ln, Washington, VA 22747 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2023
Square Footage	2,668 sqft Total Area
Lot Size	435,600 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$139,900 (2003)
Tax Bill	$3,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27 29`
Alternative APNs	`0 27 29` `2439`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,668 sqft Total Area
1st Floor	1,926 sqft 1st Floor
Basement Area	1,436 sqft Basement
Stories	2 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2023
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	435,600 sqft (10 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Deck Area	24 sqft Deck
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	2439
Old Parcel Number	0 27 29
Street Address	20 COVINGTON LN
City	WASHINGTON
State	VA
Zip	22747-1755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10.00 ACS 2004 #705 2003 #1519 2002 #1325
Legal Subdivision	ENNIS PRPTY
Jurisdiction	RAPPAHANNOCK VA
Minor Civil Division	HAMPTON
Census Blockgroup	2
Census Block	2011
Census Tract	950100

Owner

Source: Rappahannock County records · APN 27 29

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	20 COVINGTON LN, WASHINGTON, VA 22747-1755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jan 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MCLEAN MTG
Nov 28, 2017	Deed of Trust, Mortgage MCLEAN MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2003 · Amount on Record
Deed Sale	Jun 27, 2003 · Amount on Record
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	20 COVINGTON LN, WASHINGTON, VA 22747-1755
Transaction Type	Mortgage
Record Updated	Dec 09, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COVINGTON LN, WASHINGTON, VA 22747-1755

Mortgage

Document Number	0000000648
Date	Aug 23, 2023
Instrument	230000648

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	WASHINGTON, VA 22747

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	20 COVINGTON LN, WASHINGTON, VA 22747-1755
Document Number	210000030
Instrument Date	Jan 04, 2021
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COVINGTON LN WASHINGTON VA 227471755, WASHINGTON, VA 22747-1755

Mortgage

Document Number	210000030
Date	Jan 08, 2021
Instrument	30

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Jan 07, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	20 COVINGTON LN, WASHINGTON, VA 22747-1755
Document Number	170001131
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001131
Date	Dec 04, 2017
Instrument	1131

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+210.71%)	$607,700 (+200.84%) Land $178,000 Building $429,700	$607,700 (+200.84%) Land $178,000 Building $429,700
2023	$1,232.00	$202,000 Land $178,000 Building $24,000	$202,000 Land $178,000 Building $24,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rappahannock County (51157C), updated May 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 74% of Virginia
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

20 Covington Ln, Washington, VA 22747 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Covington Ln

Nearby Streets

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