20 Cove Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Cove Rd, Westerly, RI 02891

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.24 acres (10,436 sqft)
Owner	Trust Name on File
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`M:143 B:48-A L`

Property Details

APN / Parcel Number

Primary APN	`M:143 B:48-A L`
Alternative APNs	`WEST M:143 B:48 L:A` `2249600`

Exterior

Lot Area	10,436 sqft (0.24 acres)

Location & Zoning

Account Number	2249600
Street Address	20 COVE RD
City	WESTERLY
State	RI
Zip	02891-4452
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	48
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2034
Census Tract	51000

Owner

20 Cove Rd, residential vacant land, is held in a trust.

Source: Westerly Town records, as of June 22, 2026

Owner of Record	Trust Name on File
Mailing Address	4 SNOWBERRY LN, WESTERLY, RI 02891-4402
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 10, 2020
Property Address	20 COVE RD, WESTERLY, RI 02891-4452
Document Number	2020-8384
Book / Page	002020 / 018384
Instrument Date	Sep 9, 2020
Instrument	4231
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 SNOWBERRY LN WESTERLY RI 028914402, WESTERLY, RI 02891-4402

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cove Rd was $3,371.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,371.00	$474,100 Land $474,100
2023	$3,258.00 (+0.62%)	$338,700 (-) Land $338,700
2022	$3,238.00	$338,700 Land $338,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Cove Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20