20 Cottage St, #22, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 20 Cottage St, #22, Everett, MA 02149

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 3,210 sqft · built 1900
Lot Size	0.059 acres (2,587 sqft)
Owner	Individual Name on Record
Last Sale	$935,000 (Mar 2021)
Tax Bill	$10,454 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`L00001 000074 01`

Property Details

APN / Parcel Number

Primary APN	`L00001 000074 01`
Alternative APNs	`EVER M:L0 B:01 L:000074` `M:L00 B:001 L:000074-01` `L00001 00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,210 sqft Living Area
Gross Area	4,964 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,587 sqft (0.059 acres)

Location & Zoning

Account Number	L00001 000074 01
Street Address	20 COTTAGE ST, 22
City	EVERETT
State	MA
Zip	02149-3643
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	DD
Legal Block	1
Legal Lot Number	74
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1012
Census Tract	342501

Owner

Source: Middlesex County and Everett City records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 WOODCHESTER DR, WESTON, MA 02493-1435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Jun 27, 2018	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Dec 18, 1996 · Amount on Record
Deed Document Number	202171111
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Mar 30, 2021
Property Address	20-22 COTTAGE ST, EVERETT, MA 02149
Document Number	077378-176
Book / Page	77378 / 176
Instrument Date	Mar 30, 2021
Instrument	71111
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BISHOPS LN, LYNNFIELD, MA 01940-1325

Mortgage

Document Number	0000071112
Date	Mar 30, 2021
Instrument	71112

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	EVERETT MA
Recording Date	Jun 27, 2018
Property Address	20 COTTAGE ST, EVERETT, MA 02149-3643
Document Number	71217-255
Book / Page	071217 / 000255
Instrument Date	Jun 2, 2018
Instrument	92981
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,454.00 (+7.65%)	$917,800 (+8.31%) Land $237,200 Building $680,600	$1,181,420 (+5.63%)
2024	$9,711.00 (+127.53%)	$847,400 (+133.89%) Land $216,800 Building $630,600	$1,118,435
2023	$4,268.00	$362,300 Land $207,800 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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