20 Cottage Pl, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 20 Cottage Pl, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details1,068 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Mar 2023)
Tax Bill$11,214 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN16-02202-0000-00007

Property Details

APN / Parcel Number

Primary APN16-02202-0000-00007
Alternative APN
  • 1600298000000015

Interior

Building Area1,068 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions144 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number1600298000000015
Street Address20 COTTAGE PL
CityNUTLEY
StateNJ
Zip07110-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description50X144 IRR
Legal Block2202
Legal Lot Number7
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group2
Census Block2001
Census Tract13400

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 COTTAGE PL, NUTLEY, NJ 07110-1101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Deed, Transfer · ARM
VISIONS FCU
Mar 17, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Prior SaleSep 5, 1996 · Amount on Record
Deed Document Number202313558
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateMar 2, 2023
Property Address20 COTTAGE PL, NUTLEY, NJ 07110-1101
Document Number0000013558
Instrument DateJan 13, 2023
Instrument2023013558
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9306 US-206, HILLSBOROUGH, NJ 08844

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COTTAGE PL, NUTLEY, NJ 07110-1101

Mortgage

Document Number0000013559
DateMar 2, 2023
Instrument2023013559
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year T-Bill
Max Rate10.7%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESSEX NJ
Recording DateMar 17, 2022
Property Address20 COTTAGE PL, NUTLEY, NJ 07110-1101
Document Number0000026644
Instrument DateMar 1, 2022
Instrument2022026644
Transaction TypeTransfer
Record UpdatedApr 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11 CRANE AVE, 11, WEST CALDWELL, NJ 07006-7903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address20 COTTAGE PL, NUTLEY, NJ 07110-1101

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,500 (-) Land $256,300 Building $159,200$415,500 (-) Land $256,300 Building $159,200
2025$11,214.00 (+2.55%)$415,500 (-) Land $256,300 Building $159,200$415,500 (-) Land $256,300 Building $159,200
2024$10,935.00 (+0.11%)
2023$415,500 Land $256,300 Building $159,200$415,500 Land $256,300 Building $159,200
2022$10,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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