Middlesex County and Reading Town property record for 20 Copeland Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3.5 ba · 3,495 sqft · built 1907 |
| Lot Size | 0.54 acres (23,509 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $935,000 (Sep 2017) |
| Tax Bill | $14,978 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0048.0 |
| Primary APN | READ M:015.0-0000-0048.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,495 sqft Living Area |
| Gross Area | 6,116 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,509 sqft (0.54 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 39000000008 |
|---|---|
| Street Address | 20 COPELAND AVE |
| City | READING |
| State | MA |
| Zip | 01867-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Feb 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Jun 7, 2004 · Amount on Record |
| Deed Book / Page | 69897 / 413 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 079672-434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077319-250 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 77319/250 |
| Instrument | 65746 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 11, 2022 |
| Property Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Document Number | 079672-434 |
| Book / Page | 79672 / 434 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 22803 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 7, 2017 |
| Property Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Document Number | 69897-413 |
| Book / Page | 69897 / 413 |
| Instrument | 145092 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 COPELAND AVE, READING, MA 01867-3301 |
| Document Number | 698970416 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 69897/0416 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,978.00 (-1.2%) | $1,315,000 (+1.66%) Land $610,000 Building $705,000 | $1,380,635 (+3.85%) |
| 2024 | $15,160.00 (+6.3%) | $1,293,500 (+14.19%) Land $600,000 Building $693,500 | $1,329,430 |
| 2023 | $14,262.00 | $1,132,800 Land $525,700 Building $607,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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