20 Cooper St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 20 Cooper St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1968
Lot Size	0.297 acres (12,920 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2014)
Tax Bill	$7,046 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53891`

Property Details

APN / Parcel Number

Primary APN	`53891`
Alternative APN	`WAKE M:000027 B:0229 P:000064`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,208 sqft
Basement Area	984 sqft
Unfinished Basement	394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,920 sqft (0.297 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	53891
Street Address	20 COOPER ST
City	WAKEFIELD
State	MA
Zip	01880-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	229
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2015
Census Tract	335400

Owner

20 Cooper St is owned and occupied by two individuals who bought it in October 2014.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 COOPER ST, WAKEFIELD, MA 01880-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW FED'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2014 · Amount on File
Deed Sale	Oct 23, 2014 · Amount on File
Deed Book / Page	1238 / 93
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 COOPER ST, WAKEFIELD, MA 01880-4210
Document Number	0000094363
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COOPER ST WAKEFIELD MA 018804210, WAKEFIELD, MA 01880-4210

Mortgage

Document Number	0000094363
Date	Aug 8, 2018
Instrument	94363

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 COOPER ST, WAKEFIELD, MA 01880-4210
Document Number	0000094362
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 COOPER ST WAKEFIELD MA 018804210, WAKEFIELD, MA 01880-4210

Mortgage

Document Number	0000094362
Date	Aug 8, 2018
Instrument	94362

Lender

Name	NEW FED MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 COOPER ST, WAKEFIELD, MA 01880-4210
Document Number	0000076090
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076090
Date	Nov 27, 2017
Instrument	76090

Lender

Name	NEW FED'L MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,046.00 (+1.47%)	$620,800 (+0.58%) Land $407,700 Building $213,100	$634,505 (+2.11%)
2024	$6,944.00 (+5.18%)	$617,200 (+9.67%) Land $405,300 Building $211,900	$621,395
2023	$6,602.00	$562,800 Land $369,600 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cooper St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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