Orange County property record for 20 Conservatory Dr, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,134 sqft · built 2004 |
| Lot Size | 0.056 acres (2,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2020) |
| Tax Bill | $12,384 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-391-31 |
| Primary APN | 741-391-31 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,134 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 2,416 sqft (0.056 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 20 CONSERVATORY DR |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16352 BLK LOT 31 |
| Legal Subdivision | TRACT NO 16352 |
| Legal Tract | 16352 |
| Legal Lot Number | 31 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 32058 |
Source: Orange County assessment roll, as of August 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CONSERVATORY DR, LADERA RANCH, CA 92694-1362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PARTNERS BANK OF CALIFORNIA |
| Jul 31, 2020 | Grant Deed, Transfer · Conventional with PMI KEYBANK USA |
| Aug 3, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Aug 3, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 2020372596 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 0000285889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CONSERVATORY DR, MISSION VIEJO, CA 92694-1362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20 CONSERVATORY DR, LADERA RANCH, CA 92694-1362 |
| Document Number | 0000022113 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023000022113 |
| Name | PARTNERS BANK OF CALIFORNIA |
|---|---|
| Type | Bank |
| Address | MISSION VIEJO, CA 92691 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 20 CONSERVATORY DR, MISSION VIEJO, CA 92694-1362 |
| Document Number | 0000372596 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 372596 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CONSERVATORY DR MISSION VIEJO CA 926941362, MISSION VIEJO, CA 92694-1362 |
| Document Number | 372597 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 372597 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 3, 2018 |
| Property Address | 20 CONSERVATORY DR, MISSION VIEJO, CA 92694-1362 |
| Document Number | 0000285889 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 285889 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20 CONSERVATORY DR LADERA RANCH CA 926941362, LADERA RANCH, CA 92694-1362 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 3, 2018 |
| Property Address | 20 CONSERVATORY DR, MISSION VIEJO, CA 92694-1362 |
| Document Number | 0000285888 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 285888 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20 CONSERVATORY DR LADERA RANCH CA 926941362, LADERA RANCH, CA 92694-1362 |
| Document Number | 285890 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 285890 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Orange County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,384.00 (+3.54%) | $865,945 (+4.04%) Land $544,117 Building $321,828 |
| 2023 | $11,961.00 (-1.47%) | $832,320 Land $522,988 Building $309,332 |
| 2022 | $12,140.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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