20 Conover Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 20 Conover Ln, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 8,255 sqft · built 2016
Lot Size2.3 acres (100,188 sqft)
OwnerCompany Name on Record
Last Sale$5,950,000 (Aug 2025)
Tax Bill$52,505 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN41-00113-0000-00009

Property Details

APN / Parcel Number

Primary APN41-00113-0000-00009
Alternative APNs
  • 410011300009
  • 204800

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area8,255 sqft Living Area
1st Floor Area4,997 sqft
Upper Floors Area4,957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleColonial
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area100,188 sqft
Garage Area1,603 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Deck Area182 sqft
Patio Area1,392 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number204800
Street Address20 CONOVER LN
CityRUMSON
StateNJ
Zip07760-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF80
Legal SubdivisionR L BENNETT
Legal Block113
Legal Lot Number9
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group4
Census Block4015
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 CONOVER LN, RUMSON, NJ 07760-1013
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Aug 6, 2021Deed of Trust, Mortgage · Unknown
FOUNTAINHEAD SBF LLC
Aug 16, 2021Deed of Trust, Mortgage
SBF LLC
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 12, 2021Deed of Trust, Mortgage · Commercial Mortgage
FOUNTAINHEAD SBF LLC
Jul 10, 2017Grant Deed, Subdivision Related Transfer
JP MORGAN CHASE BK
Mar 22, 2017Deed of Trust, Mortgage
MAGYAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2025 · Amount on Record
Deed SaleAug 22, 2025 · Amount on Record
Prior SaleJul 27, 2015 · Amount on Record
Deed Document Number202566744
Deed Book / Page9752 / 7008
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097579225
DateSep 24, 2025
Book Page9757/9225
Instrument2025076432
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.6%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Margin3
Max Rate10.6%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CONOVER LN, RUMSON, NJ 07760-1013

Mortgage

Document Number0095337218
DateAug 6, 2021
Book Page9533/7218
Instrument2021120237
Lender
NameFOUNTAINHEAD SBF LLC
TypeNon-Lending Institution
AddressLAKE MARY, FL 32746
Agreement
TypeUnknown
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CONOVER LN, RUMSON, NJ 07760-1013

Mortgage

Document Number0095356328
DateAug 16, 2021
Book Page9535/6328
Instrument2021123936
Lender
NameSBF LLC
TypeNon-Lending Institution
AddressLAKE MARY, FL 32746
Agreement
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyLAND STAR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095095696
DateMay 10, 2021
Book Page9509/5696
Instrument2021075493
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CONCOVER LANE, RUMSON, NJ 07760-1013

Mortgage

Document Number0095349800
DateAug 12, 2021
Book Page9534/9800
Instrument2021122637
Lender
NameFOUNTAINHEAD SBF LLC
TypeNon-Lending Institution
AddressLAKE MARY, FL 32746
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 10, 2017
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Document Number0000064465
Book / Page009234 / 004818
Instrument DateJun 21, 2017
Instrument64465
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2018
Title CompanyABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 CONOVER LN RUMSON NJ 077601013, RUMSON, NJ 07760-1013

Mortgage

Document Number64466
DateJul 10, 2017
Book Page009234/004849
Instrument64466
Lender
NameJP MORGAN CHASE BK
TypeBank
Address601 OAKMONT LN # 300, WESTMONT, IL 60559-5532
Agreement
AmountAmount Recorded
Term360 Months
DueJul 9, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 CONOVER LN, RUMSON, NJ 07760-1013
Document Number0000034439
Book / Page009220 / 002849
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2560 US HIGHWAY 22 #345 SCOTCH PLAINS NJ 070761529, 345, SCOTCH PLAINS, NJ 07076-1529

Mortgage

Document Number0000034439
DateMar 31, 2017
Book Page009220/002849
Instrument34439
Lender
NameMAGYAR BK
TypeBank
Address400 SOMERSET ST, NEW BRUNSWICK, NJ 08901-3265
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,660,400 (+13.09%) Land $2,007,900 Building $3,652,500$5,660,400 (+13.09%) Land $2,007,900 Building $3,652,500
2025$52,505.00 (+2.44%)$5,005,200 (+23.34%) Land $1,867,500 Building $3,137,700$5,005,200 (+23.34%) Land $1,867,500 Building $3,137,700
2024$51,255.00 (+7.76%)
2023$4,058,200 Land $1,678,000 Building $2,380,200$4,058,200 Land $1,678,000 Building $2,380,200
2022$47,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 policies
Nearby Flood Policies118 in force
Nearby Flood Claims279 (1978–2019)
Claims Outside the SFHA32 of 279
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 129 claims
  • Hurricane Irene, Aug 2011 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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