20 Concord Ter, Enfield, CT 06082 Property Records

Enfield Town property record for 20 Concord Ter, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,224 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (May 2023)
Tax Bill	$4,563 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:061 L:0125`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:061 L:0125`
Alternative APNs	`M:0424 B:0002 L:0055` `42400020055`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	42400020055
Street Address	20 CONCORD TER
City	ENFIELD
State	CT
Zip	06082-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	125
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1010
Census Tract	480300

Owner

20 Concord Ter is owned and occupied by an individual who bought it in May 2023.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CONCORD TER, ENFIELD, CT 06082-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC
Dec 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	202316936
Deed Book / Page	2870 / 681
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	May 2, 2023
Property Address	20 CONCORD TER, ENFIELD, CT 06082-2107
Document Number	002870-681
Book / Page	2870 / 681
Instrument Date	May 1, 2023
Instrument	2023016936
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD TER, ENFIELD, CT 06082-2107

Mortgage

Document Number	2023016937
Date	May 2, 2023
Instrument	2023016937

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Dec 12, 2022
Property Address	20 CONCORD TER, ENFIELD, CT 06082-2107
Document Number	02858-1138
Book / Page	2858 / 1138
Instrument Date	Nov 30, 2022
Instrument	2023008325
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD TER, ENFIELD, CT 06082-2107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20 Concord Ter was $4,563.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,563.00	$131,700 Land $50,200 Building $81,500	$92,190 Land $35,140 Building $57,050
2024	$4,563.00 (+4.18%)
2023	$4,380.00 (+8.71%)	$131,700 (-) Land $50,200 Building $81,500
2022	$4,029.00	$131,700 Land $50,200 Building $81,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Concord Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Concord Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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