Essex County and Gloucester City property record for 20 Concord St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.437 acres (19,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Oct 2015) |
| Tax Bill | $5,714 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0229 B:0014 L:0000 |
| Primary APN | GLOU M:0229 B:0014 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Living Area |
| Gross Area | 3,134 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 19,050 sqft (0.437 acres) |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 20 CONCORD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 14 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CONCORD ST, GLOUCESTER, MA 01930-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on Record |
| Deed Sale | Oct 22, 2015 · Amount on Record |
| Prior Sale | Jan 11, 1988 · Amount on Record |
| Deed Document Number | 2015287 |
| Deed Book / Page | 34461 / 473 |
| Transfer Doc | 034461-473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 6, 2026 |
| Property Address | 20 CONCORD ST, GLOUCESTER, MA 01930-2338 |
| Document Number | 0000001210 |
| Book / Page | 43488 / 126 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 CONCORD ST, GLOUCESTER, MA 01930-2338 |
| Document Number | 0000001210, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 43488/126 |
| Instrument | 20261210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,714.00 (-0.94%) | $613,700 (+3.42%) Land $231,500 Building $382,200 | $631,049 (+2.35%) |
| 2025 | $5,768.00 (+2.45%) | $593,400 (+2.56%) Land $214,400 Building $379,000 | |
| 2024 | $5,630.00 (-0.05%) | $578,600 (+8.78%) Land $204,100 Building $374,500 | $616,550 |
| 2023 | $5,633.00 | $531,900 Land $182,300 Building $349,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 3 condo units |
| Nearby Flood Claims | 42 (1978–2022) |
| Claims Outside the SFHA | 2 of 42 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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