20 Concord Dr, Brunswick, MD 21716 Property Records

Frederick County property record for 20 Concord Dr, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,668 sqft · built 1976
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jan 2009)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-473809`

Property Details

APN / Parcel Number

Primary APN	`25-473809`
Alternative APN	`473809`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	473809
Street Address	20 CONCORD DR
City	BRUNSWICK
State	MD
Zip	21716-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 24 SEC 2 BL B .153 AC 20 CONCORD COURT
Legal Subdivision	BRUNSWICK
Legal Block	B
Legal Lot Number	24
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	4
Census Block	4000
Census Tract	775400

Owner

20 Concord Dr is owned and occupied by an individual who bought it in January 2009.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CONCORD DR, BRUNSWICK, MD 21716-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD
Apr 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2009 · Amount on File
Deed Sale	Jan 15, 2009 · Amount on File
Prior Sale	Jun 28, 2005 · Amount on File
Deed Document Number	200990215
Deed Book / Page	7154 / 740
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	20 CONCORD DR, BRUNSWICK, MD 21716-1446
Document Number	0124060099
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD DR BRUNSWICK MD 217161446, BRUNSWICK, MD 21716-1446

Mortgage

Document Number	0124060099
Date	May 9, 2018
Book Page	012406/000099

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 16, 2018
Property Address	20 CONCORD DR, BRUNSWICK, MD 21716-1446
Document Number	0123650378
Book / Page	012365 / 000378
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD DR BRUNSWICK MD 217161446, BRUNSWICK, MD 21716-1446

Tax Assessment & Valuation

The 2025 property tax bill for 20 Concord Dr was $4,492 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,700	$328,900 Land $100,300 Building $228,600
2025	$4,492.00
2023	$3,938.00 Homeowner's exemption	$243,367	$253,300 Land $84,400 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Concord Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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