20 Commons Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 20 Commons Ln, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,796 sqft · built 1990
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on Record
Last Sale$281,300 (Jun 2015)
Tax Bill$11,168 (2025)
Deeds & MortgagesJul 2019 Refinance
Flood ZoneZone X (minimal risk)
APNKENB M:086 L:033

Property Details

APN / Parcel Number

Primary APNKENB M:086 L:033
Alternative APNs
  • M:086 L:033 U:000
  • 4046

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,796 sqft Living Area
Gross Area5,582 sqft
1st Floor Area1,417 sqft
Basement Area1,417 sqft
Unfinished Basement1,417 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4046
Street Address20 COMMONS LN
CityKENNEBUNK
StateME
Zip04043-7745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal Lot Number33
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group2
Census Block2002
Census Tract28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 COMMONS LN, KENNEBUNK, ME 04043-7745
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2015 · Amount on Record
Deed SaleJun 8, 2015 · Amount on Record
Deed Document Number201521104
Deed Book / Page17032 / 277
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address20 COMMONS LN, KENNEBUNK, ME 04043-7745
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179860882
DateJul 2, 2019
Book Page17986/882
Instrument2019024701
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,168.00 (+8.31%)$1,133,800 (+86.39%) Land $471,300 Building $662,500
2024$10,311.00 (+5.61%)$608,300 (-) Land $180,900 Building $427,400
2023$9,763.00 (+9.93%)$608,300 (-) Land $180,900 Building $427,400$1,168,595
2022$8,881.00$608,300 Land $180,900 Building $427,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 184 individual policies
Nearby Flood Policies238 units insured
incl. 54 condo units
Nearby Flood Claims74 (1996–2024)
Claims Outside the SFHA29 of 74
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 53 claims
  • Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people · EPA ID ME0090760
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on Commons Ln

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