Monmouth County and Neptune Township property record for 20 Commons Dr, Neptune, NJ 07753
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,354 sqft · built 1993 |
| Lot Size | 0.026 acres (1,133 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Mar 2003) |
| Tax Bill | $5,613 (2022) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35 04201-0000-00001-0000-C020 |
| Primary APN | 35 04201-0000-00001-0000-C020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,133 sqft |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 00076955 |
|---|---|
| Street Address | 20 COMMONS DR |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3267 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CNR |
| Legal Description | LOT:1 BLK:4201 DIST:35 CITY/MUNI/TWP:NEPTUNE TWP MAP REF:TAX MAP 49.5 |
| Legal Subdivision | HAMILTON COMMONS BLDG 05 |
| Legal Block | 4201 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 808002 |
20 Commons Dr, a condominium, is owned and occupied by an individual who bought it in March 2003.
Source: Monmouth County and Neptune Township records, as of April 22, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 COMMONS DR, NEPTUNE, NJ 07753-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Mar 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2003 · Amount on File |
| Deed Sale | Mar 31, 2003 · Amount on File |
| Prior Sale | Oct 31, 1994 · Amount on File |
| Deed Document Number | 0082101385 |
| Deed Book / Page | 8210 / 1385 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 COMMONS DR, NEPTUNE, NJ 07753-3267 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0094936882 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 9493/6882 |
| Instrument | 2021046118 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 COMMONS DR, NEPTUNE, NJ 07753-3267 |
| Document Number | 0000023511 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 COMMONS DR NEPTUNE NJ 077533267, NEPTUNE, NJ 07753-3267 |
| Document Number | 0000023511 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 009339/006590 |
| Instrument | 23511 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 17, 2029 |
Source: Monmouth County and Neptune Township assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $339,900 Land $154,000 Building $185,900 | $339,900 Land $154,000 Building $185,900 | |
| 2022 | $5,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Commons Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Commons Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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