20 Commons Cir, Clayton, NC 27520 Property Records

Johnston County property record for 20 Commons Cir, Clayton, NC 27520

Property Summary

Property TypePlanned Unit Development
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$353,000 (Aug 2026)
Tax Bill$562 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06F04086Y

Property Details

APN / Parcel Number

Primary APN06F04086Y
Alternative APNs
  • 2000269031
  • 2000228068

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Account Number2000228068
Street Address20 COMMONS CIR
CityCLAYTON
StateNC
Zip27520-5779
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeREB
Legal DescriptionLOT 218 COTTAGES WELLESLEY PH 6 100/294
Legal SubdivisionWELLESLEY SUBDIVISION PHASE 6
Legal Phase6
Legal Lot Number218
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2002
Census Tract41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 COMMONS CIR, CLAYTON, NC 27520-5779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2026 · Amount on Record
Deed SaleAug 25, 2026 · Amount on Record
Prior SaleApr 1, 2025 · Amount on Record
Deed Document Number202628073
Deed Book / Page7177 / 871
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionJOHNSTON NC
Recording DateAug 25, 2026
Property Address20 COMMONS CIR, CLAYTON, NC 27520-5779
Document Number0000028073
Book / Page7177 / 871
Instrument DateAug 25, 2026
Instrument202628073
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$71,306.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COMMONS CIR, CLAYTON, NC 27520-5779
InvestorPossibly a Property Investor

Mortgage

Document Number0000028074,
DateAug 25, 2026
Book Page7177/873
Instrument202628074
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$562.00 (-1.58%)$90,000 (-) Land $90,000$90,000 (-) Land $90,000
2025$571.00$90,000 Land $90,000$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Commons Cir

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