20 Common St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 20 Common St, Watertown, MA 02472

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,642 sqft · built 2006
Lot Size0.468 acres (20,401 sqft)
OwnerIndividual Name on Record
Last Sale$940,000 (Aug 2008)
Tax Bill$16,050 (2026)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10104

Property Details

APN / Parcel Number

Primary APN10104
Alternative APN
  • WATE M:1011 B:0008 L:0000B

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,642 sqft Living Area
Gross Area4,137 sqft
Basement Area963 sqft
Unfinished Basement963 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,401 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10104
Street Address20 COMMON ST
CityWATERTOWN
StateMA
Zip02472-3458
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHIST
Legal Block8
Legal Lot NumberB
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1013
Census Tract370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 COMMON ST, WATERTOWN, MA 02472-3458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2008 · Amount on Record
Deed SaleAug 26, 2008 · Amount on Record
Deed Document Number2008141744
Deed Book / Page51616 / 389
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address20 COMMON ST, WATERTOWN, MA 02472-3458
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71927-129
DateNov 27, 2018
Book Page71927/129
Instrument180167
Lender
NameBOSTON PRIVATE BANK & TRUST
TypeBank
Agreement
AmountAmount Recorded
Term300 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,050.00 (+4.45%)$1,315,600 (-) Building $1,315,600$1,206,662 (-16.64%)
2025$15,366.00 (+8.45%)$1,315,600 (+8.64%) Building $1,315,600$1,447,515 (-5.38%)
2024$14,169.00 (-12.57%)$1,211,000 (+1.47%) Building $1,211,000$1,529,880
2023$16,206.00$1,193,400 Building $1,193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

Nearby Properties on Common St

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