Clinton County property record for 20 Commerce St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,675 sqft · built 1920 |
| Lot Size | 0.049 acres (2,134 sqft) |
| Owner | Company Name on File |
| Last Sale | $54,000 (May 2022) |
| Tax Bill | $2,758 (2026) |
| Deeds & Mortgages | May 2022 Sale Aug 2021 Foreclosure |
| Flood Zone | Zone X (reduced by levee) |
| APN | 22-10901 |
| Primary APN | 22-10901 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,825 sqft |
| 1st Floor Area | 879 sqft |
| Basement Area | 886 sqft |
| Unfinished Basement | 886 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 2,134 sqft (0.049 acres) |
| Lot Dimensions | 85 ft deep x 25 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | D -01-0117 |
|---|---|
| Street Address | 20 COMMERCE ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GC |
| Legal Description | NW POR |
| Legal Subdivision | GILLS ADDITION |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 30701 |
20 Commerce St is owned by a company that bought it in May 2022.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 701 ALLEGHENY ST, 8, JERSEY SHORE, PA 17740-1200 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2022 | Limited Warranty Deed, Transfer SERVICELINK |
| Aug 3, 2021 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Prior Sale | Aug 3, 2021 · Amount on File |
| Deed Document Number | 20222171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | May 27, 2022 |
| Property Address | 20 COMMERCE ST, LOCK HAVEN, PA 17745-2515 |
| Document Number | 0202202171 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-02171 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Name | Verified Name |
|---|---|
| Address | 701 ALLEGHENY ST STE 8, 8, JERSEY SHORE, PA 17740-1200 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Aug 3, 2021 |
| Property Address | 20 COMMERCE ST, LOCK HAVEN, PA 17745-2515 |
| Document Number | 0202103559 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-03559 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 TOWNSGATE ROAD #200 # 200, 200, WESTLAKE VILLAGE, CA 91361 |
The 2026 property tax bill for 20 Commerce St was $2,758.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,758.00 | $53,900 Land $13,700 Building $40,200 | |
| 2023 | $1,682.00 | $53,900 Land $13,700 Building $40,200 | |
| 2008 | $53,900 Land $13,700 Building $40,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Commerce St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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