20 Columbia Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 20 Columbia Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,244 sqft · built 1930
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$690,000 (Nov 2018)
Tax Bill$8,452 (2026)
Deeds & MortgagesJun 2021 Refinance
Jan 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNMARB M:0033 B:0049 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0033 B:0049 L:0

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,244 sqft Living Area
Gross Area4,313 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address20 COLUMBIA RD
CityMARBLEHEAD
StateMA
Zip01945-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block49
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group8
Census Block8011
Census Tract203100

Owner

20 Columbia Rd is owned by two individuals who bought it in November 2018.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4 EMERSON PL, BOSTON, MA 02114-2275
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Jan 16, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Aug 26, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Nov 30, 2018Quit Claim Deed, Transfer
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on File
Deed SaleNov 30, 2018 · Amount on File
Prior SaleOct 10, 1997 · Amount on File
Deed Book / Page37187 / 461
Transfer Doc037187-461
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address20 COLUMBIA RD, MARBLEHEAD, MA 01945-1134
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040029-342
DateJun 28, 2021
Book Page40029/342
Instrument20210628007610
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address20 COLUMBIA RD, MARBLEHEAD, MA 01945-1134
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041948-365
DateJan 16, 2024
Book Page41948/365
Instrument20240116000310
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address20 COLUMBIA RD, MARBLEHEAD, MA 01945-1134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37784-301
DateAug 26, 2019
Book Page37784/301
Instrument20190826003070
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2049

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateNov 30, 2018
Property Address20 COLUMBIA RD, MARBLEHEAD, MA 01945-1134
Document Number37187-461
Book / Page037187 / 000461
Instrument DateNov 30, 2018
Instrument1811305250
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,146.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 EMERSON PL BOSTON MA 021142275, BOSTON, MA 02114-2275

Mortgage

Document Number37187-464
DateNov 30, 2018
Book Page037187/000464
Instrument1811305260
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
Agreement
AmountAmount on Record
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20 Columbia Rd was $8,452, up 5.7% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,452.00 (+5.73%)$987,400 (+11.79%) Land $592,500 Building $385,800$1,086,338 (+10.62%)
2025$7,994.00 (+2.41%)$883,300 (+1.39%) Land $533,300 Building $350,000$982,015
2024$7,806.00 (+3.27%)$871,200 (+15.25%) Land $533,300 Building $337,900
2023$7,559.00$755,900 Land $485,800 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Columbia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Columbia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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