20 Colonial Dr, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 20 Colonial Dr, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1998
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0069 B:0046 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0069 B:0046 L:00001`
Alternative APN	`4466`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4466
Street Address	20 COLONIAL DR
City	SOUTHBRIDGE
State	MA
Zip	01550-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	46
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	1
Census Block	1008
Census Tract	757400

Owner

Source: Worcester County and Southbridge Town City records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 25, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2023	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	202377847
Deed Book / Page	69658 / 376
Last Transfer Date	Oct 20, 2023
Transfer Doc	069800-345
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Aug 10, 2026
Property Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Document Number	0000068393
Book / Page	74003 / 376
Instrument Date	Aug 7, 2026
Instrument	202668393
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072555-69
Date	Sep 19, 2025
Book Page	72555/69
Instrument	80262

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2053

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Sep 25, 2025
Property Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Document Number	0072579-59
Book / Page	72579 / 59
Instrument Date	Sep 24, 2025
Instrument	81941
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Oct 25, 2023
Property Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Document Number	069800-345
Book / Page	69800 / 345
Instrument Date	Oct 20, 2023
Instrument	88991
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Sep 19, 2023
Property Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254
Document Number	069658-376
Book / Page	69658 / 376
Instrument Date	Sep 19, 2023
Instrument	77847
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COLONIAL DR, SOUTHBRIDGE, MA 01550-2254

Mortgage

Document Number	0000077849
Date	Sep 19, 2023
Instrument	77849

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,075.00 (+15.94%)	$414,400 (+20.68%) Land $40,700 Building $373,700	$477,280 (+6.24%)
2024	$5,240.00 (+9.44%)	$343,400 (+13.6%) Land $33,800 Building $309,600	$449,255
2023	$4,788.00	$302,300 Land $33,800 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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