20 Colgate St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 20 Colgate St, Closter, NJ 07624 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1964
Square Footage2,923 sqft Living Area
Lot Size14,401 sqft (0.331 acres)
Last Sale$1,221,000 (2022)
Tax Bill$22,539.00 (2025)

Owner

Source: Bergen County and Closter Borough records · APN 07-02004-0000-00020

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 COLGATE ST, CLOSTER, NJ 07624-1508
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed, Transfer · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Mar 25, 2019Deed, Transfer · Stand Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleMar 25, 2019 · Amount on Record
Deed Doc Number202291668
Deed Book / Page4809 / 1251
Record RefreshedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 15, 2022
Property Address20 COLGATE ST, CLOSTER, NJ 07624-1508
Document Number0048091251
Book / Page4809 / 1251
Instrument DateJul 14, 2022
Instrument2022091668
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyFORWARD SETTLEMENT SOLUTIONS, FORWARD SETTLEMENT SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$24,459.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20 COLGATE ST, CLOSTER, NJ 07624-1508

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COLGATE ST, CLOSTER, NJ 07624-1508

Mortgage

Document Number2022091669
DateSep 15, 2022
Instrument2022091669
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2052

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 25, 2019
Property Address20 COLGATE ST, CLOSTER, NJ 07624-1508
Document Number0032050914
Book / Page3205 / 914
Instrument DateMar 15, 2019
Instrument19-018568
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COLGATE ST, CLOSTER, NJ 07624-1508

Mortgage

Document Number1901856801
DateMar 25, 2019
Instrument19-018568.01
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.8%
Type Change DateApr 01, 2026
Max Rate At Change2.2%

Mortgage

Document Number0032050914
DateMar 25, 2019
Book Page3205/914
Instrument19-018568
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.8%
Type Change DateApr 01, 2026
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,158,600 (+6.51%) Land $614,300 Building $544,300$1,158,600 (+6.51%) Land $614,300 Building $544,300
2025$22,539.00 (+2.36%)$1,087,800 (+8.42%) Land $596,800 Building $491,000$1,087,800 (+8.42%) Land $596,800 Building $491,000
2024$22,019.00 (+14.78%)
2023$1,003,300 (+15.68%) Land $549,300 Building $454,000$1,003,300 (+15.68%) Land $549,300 Building $454,000
2022$19,184.00 (+0.4%)$867,300 Land $506,100 Building $361,200$867,300 Land $506,100 Building $361,200
2021$19,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-02004-0000-00020
Alternative APNs
  • 070200400020
  • 082070

Interior

Building Area2,923 sqft Living Area
1st Floor2,923 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area14,401 sqft (0.331 acres)
Depth X Width120 ft x 120 ft Depth x Width

Location & Zoning

Account Number082070
Street Address20 COLGATE ST
CityCLOSTER
StateNJ
Zip07624-1508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL8-12 120X120
Legal SubdivisionALPINE BERGEN ESTATES MAP 1
Legal Block2004
Legal Lot Number20
JurisdictionBERGEN NJ
Minor Civil DivisionCLOSTER
Census Blockgroup1
Census Block1001
Census Tract7002

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