20 Cole St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 20 Cole St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,228 sqft · built 1900
Lot Size	0.099 acres (4,315 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2024)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:06 L:0408`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:06 L:0408`
Alternative APNs	`060408` `60408`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,228 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	778 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,315 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	60408
Street Address	20 COLE ST
City	PAWTUCKET
State	RI
Zip	02860-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Lot Number	408
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1018
Census Tract	15300

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 COLE ST, PAWTUCKET, RI 02860-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 17, 2023	Foreclosure · Stand-Alone First Mortgage MARCHIONTE CAPITAL LLC
May 24, 2017	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSE & MORTGAGE FINAN
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND HSNG & MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Book / Page	5079 / 328
Prior Transfer Date	Aug 16, 2023
Prior Transfer Doc	005014-123
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 19, 2024
Property Address	20 COLE ST, PAWTUCKET, RI 02860-1119
Document Number	005079-328
Book / Page	5079 / 328
Instrument Date	Apr 18, 2024
Instrument	3
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 COLE ST, PAWTUCKET, RI 02860-1119

Mortgage

Document Number	0000000004
Date	Apr 19, 2024
Instrument	4

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	005079-347
Date	Apr 19, 2024
Book Page	5079/347
Instrument	5

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 17, 2023
Property Address	20 COLE ST, PAWTUCKET, RI 02860-1119
Document Number	005014-123
Book / Page	5014 / 123
Instrument Date	Aug 16, 2023
Instrument	35
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 NIAGARA ST, PROVIDENCE, RI 02907-1708
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000036
Date	Aug 17, 2023
Instrument	36

Lender

Name	MARCHIONTE CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 24, 2017
Property Address	20 COLE ST, PAWTUCKET, RI 02860-1119
Document Number	004091-328
Book / Page	4091 / 328
Instrument	23
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.58
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040910330
Date	May 24, 2017
Instrument	04091/0330

Lender

Name	RHODE ISLAND HOUSE & MORTGAGE FINAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	20 COLE ST, PAWTUCKET, RI 02860-1119
Document Number	4091-348
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 DARTMOUTH ST PAWTUCKET RI 028606198, PAWTUCKET, RI 02860-6198

Mortgage

Document Number	4091-348
Date	May 24, 2017
Book Page	004091/000348
Instrument	25

Lender

Name	RHODE ISLAND HSNG & MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2032

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+12.88%)	$302,500 (+45.43%) Land $124,800 Building $177,700	$354,948
2023	$3,524.00 (+2.17%)	$208,000 (-) Land $62,700 Building $145,300
2022	$3,449.00	$208,000 Land $62,700 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Cole St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures